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4228 Conquistador
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4228 Conquistador

D

Oceanside, CA 92056

$965,000

Soft Appraisal Value: $956,200 · 0.9% above estimate

Beds

4

Baths

2.5

Sqft

1,994

Year Built

1991

Days on Market

31

Property Type

Single Family

HOA/mo

$142

MLS ID

260008362SD

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

OCEANSIDE ~ Located in the highly desirable Rancho Del Oro community, this home has been extensively updated and well-maintained throughout. Recent improvements include a new roof and updated insurance, along with full replacement of all hot and cold water piping for added peace of mind. The exterior has been refreshed with new paint and updated fencing in much of the yard, complemented by beautiful landscaping, plants, lemon tree and rock features installed in 2021. Inside, the home features a fully remodeled kitchen with updated cabinetry, new paint on the island, and newer LG appliances, including a refrigerator (2024), microwave (2024), and oven/stovetop (approx. 2022), and a gas fireplace for added comfort. A new LG washer and dryer (2019) are also included. Additional upgrades include a remodeled primary bathroom and new carpet (2019). Major systems have been improved with a new water heater (2018) and a high-efficiency AC unit (2021). The garage is equipped with included metal storage racks, offering excellent organization and storage solutions.

Mortgage Calculator

Est. Monthly Payment

$6,268

Principal & Interest$4,880
Property Tax$965
Insurance$281
HOA$142
%($193,000)
%

Location

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Investment Score

28D
Est. Monthly Rent
$4,341
Monthly Cashflow

Rent − PITIA

$-1,927
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,729

Mortgage (P+I)
$4,880
Cap Rate
1.43%
Cash-on-Cash
-23.19%
DSCR

Need ≥ 1.25 for DSCR loan

0.69
Break-even Rent
$9,184

NOI (Annual)
$13,805
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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