3286 San Helena Drive
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3286 San Helena Drive

D

Oceanside, CA 92056

$899,000
NEW — 1d on market

Beds

4

Baths

3

Sqft

2,350

Year Built

1991

Days on Market

1

Property Type

Single Family

HOA/mo

$90

MLS ID

NDP2603633

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Tucked within the peaceful and highly sought-after Villa Trinidad neighborhood of Rancho Del Oro, this beautifully updated, light-filled home welcomes you with a grand sense of arrival and a story that unfolds the moment you step inside. From the entry, soaring ceilings, rich hardwood flooring, and oversized windows create an immediate feeling of warmth, openness, and natural elegance. Sunlight pours through every space, giving the home an airy, inviting energy that instantly feels like home. Designed for both connection and comfort, the heart of the home is the beautifully appointed kitchen and adjoining living spaces. Crisp white cabinetry, granite countertops, stainless steel appliances, and a generous center island with bar seating make it the perfect place for everything from morning coffee to evening gatherings. A charming breakfast nook with a cozy window seat adds warmth and character, while the kitchen flows effortlessly into the spacious family room, where a stunning stone fireplace and custom built-in details create the perfect backdrop for relaxed nights in. Just beyond the sliding glass doors, your private landscaped backyard retreat awaits, offering added privacy with no neighbors behind an ideal setting for peaceful mornings, entertaining, or simply unwinding at the end of the day. A rare and highly desirable feature, the first floor offers a private bedroom with a full ensuite bath, ideal for guests, multigenerational living, or a beautifully tucked-away home office. Upstairs, the expansive primary suite serves as a true sanctuary. Vaulted ceilings, plantation shutters, and a cozy fireplace create a serene, elevated retreat. The spa-inspired primary bath offers a soaking tub, custom tiled walk-in shower with elegant inlays, dual vanities, and a skylight that fills the space with soft natural light. Two additional spacious guest bedrooms are thoughtfully connected by a convenient Jack-and-Jill bathroom, creating functionality and comfort for family or visitors. Beyond the home itself, Villa Trinidad offers the lifestyle buyers dream of peaceful streets, lush greenbelts, neighborhood gathering spaces, and a true sense of community. Perfectly located just minutes from the beach, with a large park directly across the street and schools within walking distance, this home blends coastal convenience with everyday tranquility. With a solar power purchase agreement already in place for enhanced efficiency, this is more than just a home it’s a place where life feels brighter, easier, and beautifully connected.

Mortgage Calculator

Est. Monthly Payment

$5,797

Principal & Interest$4,546
Property Tax$899
Insurance$262
HOA$90
%($179,800)
%

Location

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Investment Score

4D
Est. Monthly Rent
$4,045
Monthly Cashflow

Rent − PITIA

$-1,752
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,431

Mortgage (P+I)
$4,546
Cap Rate
1.49%
Cash-on-Cash
-22.90%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.70
Break-even Rent
$8,501

NOI (Annual)
$13,374
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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