4886 Jewell Street
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4886 Jewell Street

C

San Diego, CA 92109

$2,398,000
NEW — 4d

Soft Appraisal Value: $2,318,300 · 3.4% above estimate

Beds

4

Baths

2

Sqft

1,979

Year Built

1950

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

260016683SD

This property is in San Diego (92109). View neighborhood stats →

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About This Property

Experience the pinnacle of coastal living in this spacious North Pacific Beach home, perfectly perched on a prime corner lot where an unparalleled location meets breathtaking panoramic views and incredible income potential. Situated in highly desirable North PB, this turnkey property offers the ultimate Southern California lifestyle, located just a short stroll, bike, or golf cart ride away from the lush hills of Kate Sessions Park and the vibrant beach scene. The crown jewel of daily living is the expansive covered entertainment deck, where you can host effortless gatherings while soaking in unobstructed, majestic views of the glittering San Diego skyline, the sparkling Pacific Ocean, and Mission Bay. Inside, the home exudes warmth with beautiful hardwood floors and a premium chef's kitchen, but the most unique and high-value asset lies downstairs. This phenomenal lower level is perfectly primed for an ADU, rental income, or multi-generational living, boasting its own fully equipped kitchen with a gas cooktop and full-size refrigerator, a walk-in closet, and elegant French doors opening directly to a covered rear patio and private backyard oasis. Complete with premium upgrades including a versatile space ideal for a home gym, dual-zone AC, a relaxing sauna, and a built-in grill area, this meticulously maintained home seamlessly blends luxury, versatility, and coastal charm. Whether you seek a flexible layout for family, an entertainer's paradise, or a savvy investment with massive rental upside in PB, this exceptional property delivers it all.

Mortgage Calculator

Est. Monthly Payment

$15,223

Principal & Interest$12,126
Property Tax$2,398
Insurance$699
%($479,600)
%

Location

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Investment Score

2D
Est. Monthly Rent
$7,071
Monthly Cashflow

Rent − PITIA

$-8,152
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,776

Mortgage (P+I)
$12,126
Cap Rate
0.17%
Cash-on-Cash
-29.47%
DSCR

Need ≥ 1.25 for DSCR loan

0.46
Break-even Rent
$22,365

NOI (Annual)
$4,192
Price-to-Rent

Lower = better for investors

28.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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