4874 Seda Dr
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4874 Seda Dr

Ctop 80%

San Diego, CA 92124

$915,000
NEW — 0d
STR: check · no permits on this tract · TOT 12.75%

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 6, 2026.

None of the 78 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$4,258/mo full cashflow at 20% down, 7.43% rate.

Works at $360,649 (61% under asking), or at 88% down.

Rent $4,275/mo from 8 leases of condos & townhomes within 2 mi, size-adjusted ($3,885–$4,887).

Beds

3

Baths

2.5

Sqft

1,913

Year Built

1981

Days on Market

0

Property Type

Townhouse

HOA/mo

$522

MLS ID

260026451SD

This property is in San Diego (92124). Browse neighborhood analytics →

About This Property

Gorgeous updated Villa Dominique townhome available now! Soaring vaulted ceilings and picturesque windows create living spaces full of natural light. The modern kitchen is equipped w/ quartz counters, custom backsplash and SS appliances. Main level has a functional layout, neutral palette and luxury vinyl plank flooring. Baths are remodeled w/ quartz counters and updated fixtures. Primary bedroom has a walk in closet and two balconies. New Central H&A! 2 car finished garage & epoxy floor. See supplemental for more!! Welcome to Villa Dominique! Tucked in among mature trees and lush landscaping lies this gorgeous updated townhome. Soaring vaulted ceilings and picturesque windows with custom window coverings create living spaces full of natural light with pleasant verdant views throughout the home. The modern kitchen is equipped with white shaker cabinetry, quartz countertops, custom backsplash and SS appliances. The main level has a functional layout with dining room, living room with F/P and family room, all with a neutral palette and luxury vinyl plank flooring. Baths are remodeled with white shaker cabinetry, quartz countertops, and updated fixtures providing a spa-like modern feel. Upstairs the primary bedroom has a generous walk in closet, treetop views and two balconies. All bedrooms are spacious with vaulted ceilings and dual pane windows. New Central H&A! 2 car finished garage with a new door & epoxy floor. This turnkey, end unit home is nestled into a tree lined open space offering shade, privacy and a peaceful setting. Scenic Mission Trails Regional Park access is across the street! Tierrasanta Recreation Center is just down the road for Concerts in the Park, fitness classes, sports courts and children's activities! Tierrasanta offers a fabulous central location for access to beaches, downtown and business districts.

Mortgage Calculator

Est. Monthly Payment

$6,787

Principal & Interest$5,083
Property Tax$915
Insurance$267
HOA$522
%($183,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Kumeyaay Elementary · grades K-5 · San Diego Unified

  • Middle

    Farb Middle · grades 6-8 · San Diego Unified

    or De Portola Middle · grades 6-8 · San Diego Unified

    Choice area: the district lets families here pick either school.

  • High

    Canyon Hills High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

21C
Est. Monthly Rent
$4,275

8 leases of condos & townhomes within 2 mi, size-adjusted · $3,885–$4,887

Blended 50/50 with the zip's market median ($4,167)

Monthly Cashflow

Rent − PITIA

-$2,512
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,258

What would make this work?

$4,258/mo short at 20% down; 88% down or +$5,530/mo rent closes it.

Break-even price

61% under asking

$360,649
Break-even rent

$5,530/mo above the estimate

$9,805/mo
Cashflow at 35% down
−$3,305/mo
Down payment to break even

$805,200 cash

88%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,083
Cap Rate
1.36%
Cash-on-Cash
-27.92%
DSCR

Need ≥ 1.25 for DSCR loan

0.63

NOI (Annual)
$12,468
Price-to-Rent

Lower = better for investors

17.8

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,258/mo