4735 Valdina

4735 Valdina

Ctop 80%

San Diego, CA 92124

$950,000
NEW — 0d

Pass at asking: -$4,751/mo full cashflow at 20% down, 7.49% rate.

Works at $334,075 (65% under asking), or at 92% down.

Rent $3,768/mo from 8 leases of condos & townhomes within 2 mi, size-adjusted ($3,845–$4,837).

Beds

2

Baths

2.5

Sqft

1,874

Year Built

1981

Days on Market

0

Property Type

Condo

HOA/mo

$325

MLS ID

OC26236901

This property is in San Diego (92124). Browse neighborhood analytics →

About This Property

Beautifully situated on a quiet cul-de-sac in the desirable Tierrasanta community, this light-filled home offers a wonderful blend of comfort, privacy, and indoor-outdoor living. Multiple patios and an abundance of windows create a seamless connection to the outdoors while bringing natural light throughout the home. The inviting interior features elegant travertine flooring and a custom kitchen with granite countertops, conveniently opening to a lush patio ideal for outdoor dining and entertaining. Spacious bedrooms feature ensuite bathrooms, while the primary suite enjoys its own private patio retreat. The second bedroom overlooks the backyard and adjacent grassy area. Unwind at the end of the day on the west-facing living area patio and enjoy beautiful sunset views. Ideally located near the natural open spaces, hiking trails, and recreational opportunities of Mission Trails Regional Park, with convenient access to the surrounding Tierrasanta community. An exceptional additional feature is access to a large storage lot at the end of the street, offering space for vehicles, boats, or RV storage. A distinctive opportunity to enjoy comfortable living, outdoor spaces, and added storage convenience in a desirable San Diego location.

Mortgage Calculator

Est. Monthly Payment

$6,861

Principal & Interest$5,309
Property Tax$950
Insurance$277
HOA$325
%($190,000)
%
Loan Term

Location

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Investment Score

12C
Est. Monthly Rent
$3,768

8 leases of condos & townhomes within 2 mi, size-adjusted · $3,845–$4,837

Blended 50/50 with the zip's market median ($3,198)

Monthly Cashflow

Rent − PITIA

-$3,093
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,751

What would make this work?

$4,751/mo short at 20% down; 92% down or +$6,170/mo rent closes it.

Break-even price

65% under asking

$334,075
Break-even rent

$6,170/mo above the estimate

$9,938/mo
Cashflow at 35% down
−$3,756/mo
Down payment to break even

$874,000 cash

92%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,309
Cap Rate
0.94%
Cash-on-Cash
-30.01%
DSCR

Need ≥ 1.25 for DSCR loan

0.55

NOI (Annual)
$8,953
Price-to-Rent

Lower = better for investors

21.0

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,751/mo