4855 Cole Street
Atop 10%San Diego, CA 92117
31 licensed short-term rentals within ½ mile (16 whole home), from the cities' license and permit lists of Nov 3, 2026.
No unit in this 40-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$1,340/mo full cashflow at 20% down, 7.49% rate.
Works at $236,337 (42% under asking), or at 67% down.
Rent $2,887/mo from 8 leases of 1–3 bed condos & townhomes within 2 mi ($2,680–$2,979).
Beds
2
Baths
1.5
Sqft
874
Year Built
1968
Days on Market
0
Property Type
Condo
HOA/mo
$400
MLS ID
NDP2609970
This property is in San Diego (92117). View neighborhood stats →
About This Property
Welcome to Cole Manor, conveniently located in the heart of Clairemont! This 2-bedroom,1.5-bathroom condo offers a functional floor plan with comfortable living spaces and plenty of potential to make it your own. The home presents a great opportunity for buyers looking to add their personal touch, whether as a primary residence or investment property. Enjoy the convenience of a centrally located community with easy access to shopping, dining, parks, schools, and major freeways. Just minutes from Mission Bay, San Diego’s beautiful beaches, and all that coastal living has to offer. An excellent opportunity to own in an established Clairemont neighborhood and create a space that truly reflects your style
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Est. Monthly Payment
$3,221
Location
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Zoned Schools
Elementary
Whitman Elementary · grades K-5 · San Diego Unified
Middle
Innovation Middle · grades 6-8 · San Diego Unified
High
Madison High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,887
Comp Average
$2,780
4851 Cole St.
2bd / 1.5ba · 896 sqft · Condo
$445K
Est. $2,879/mo
4885 Cole
2bd / 1.5ba · 784 sqft · Condo
$419K
Est. $2,761/mo
6666 Beadnell Way
2bd / 2ba · 920 sqft · Condo
$499K
Est. $2,773/mo
2510 Clairemont Drive
1bd / 1ba · 864 sqft · Condo
$495K
Est. $2,830/mo
4064 Huerfano Ave
2bd / 1ba · 852 sqft · Condo
$510K
Est. $2,657/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 1–3 bed condos & townhomes within 2 mi · $2,680–$2,979
Blended 50/50 with the zip's market median ($2,923)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,340/mo short at 20% down; 67% down or +$1,740/mo rent closes it.
- Break-even price
- $236,337
- Break-even rent
- $4,627/mo
- Cashflow at 35% down
- −$910/mo
- Down payment to break even
- 67%
- Rate to break even
- 0.29%
42% under asking
$1,740/mo above the estimate
$274,700 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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