4821 Tula Court
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4821 Tula Court

Ctop 80%

San Diego, CA 92122

$1,675,000
NEW — 0d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

19 licensed short-term rentals within ½ mile (9 whole home), from the cities' license and permit lists of Nov 6, 2026.

Pass at asking: -$7,791/mo full cashflow at 20% down, 7.43% rate.

Works at $660,639 (61% under asking), or at 87% down.

Rent $6,590/mo from 11 leases of 4-bed houses within 2 mi ($6,062–$7,173).

Beds

4

Baths

2.5

Sqft

2,259

Year Built

1980

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2609995

This property is in San Diego (92122). View neighborhood stats →

Virtual Tour

About This Property

Nestled on a quiet cul-de-sac in the sought-after University City neighborhood, this light-filled 4BR/2.5BA home offers spacious living, modern comforts, and an unbeatable central location. Move-in ready and thoughtfully designed for everyday living, the home features generously sized bedrooms, inviting living spaces, and an abundance of natural light throughout. Recent improvements include a new HVAC system, while fully paid-off solar adds energy efficiency and long-term value. Enjoy the tranquility of a peaceful residential neighborhood with convenient access to nearby schools, including Marie Curie Elementary, as well as shopping, dining, medical centers, and major freeways. This home offers the perfect balance of neighborhood charm and everyday convenience in one of San Diego's most desirable communities.

Mortgage Calculator

Est. Monthly Payment

$11,469

Principal & Interest$9,305
Property Tax$1,675
Insurance$489
%($335,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Curie Elementary · grades K-5 · San Diego Unified

  • Middle

    Standley Middle · grades 6-8 · San Diego Unified

  • High

    University City High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

13C
Est. Monthly Rent
$6,590

11 leases of 4-bed houses within 2 mi · $6,062–$7,173

Blended 50/50 with the zip's market median ($6,492)

Monthly Cashflow

Rent − PITIA

-$4,879
Full Cashflow

Incl. vacancy, PM, maint, capex

-$7,791

What would make this work?

$7,791/mo short at 20% down; 87% down or +$10,118/mo rent closes it.

Break-even price

61% under asking

$660,639
Break-even rent

$10,118/mo above the estimate

$16,708/mo
Cashflow at 35% down
−$6,046/mo
Down payment to break even

$1,457,250 cash

87%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$9,305
Cap Rate
1.32%
Cash-on-Cash
-27.91%
DSCR

Need ≥ 1.25 for DSCR loan

0.57

NOI (Annual)
$22,128
Price-to-Rent

Lower = better for investors

21.2

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$7,791/mo