4275 Benhurst Avenue
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4275 Benhurst Avenue

Ctop 80%

San Diego, CA 92122

$1,597,000
NEW — 0d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

25 licensed short-term rentals within ½ mile (11 whole home), from the cities' license and permit lists of Nov 6, 2026.

Pass at asking: -$7,188/mo full cashflow at 20% down, 7.43% rate.

Works at $661,160 (59% under asking), or at 85% down.

Rent $6,595/mo from 16 leases of 4–6 bed houses within 2 mi ($5,962–$7,129).

Beds

5

Baths

3

Sqft

2,324

Year Built

1971

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026461SD

This property is in San Diego (92122). View neighborhood stats →

About This Property

Spectacular home with endless design potential in University City. Great location with no neighbor behind. This spacious 5 Bedroom 3 Bath home includes approximately 2,324 square feet of living space and is a blank canvas to bring your own design ideas and add a modern touch. Fabulous floorplan with 2 Bedrooms and a Full bathroom downstairs, use one for Guests and the other as an Office. An open concept Kitchen with a Family room and breakfast nook area. There is a separate Dining room with Living room and Fireplace and vaulted ceilings with beautiful wood beams. Unique to the property is the large south facing lot at an estimated 8,400 square feet with room to add a Garden with Fruit trees or a covered patio for indoor/outdoor living to enjoy the San Diego sunshine. Central AC included and a 2 car garage with direct access into the home. Come see!

Mortgage Calculator

Est. Monthly Payment

$10,935

Principal & Interest$8,872
Property Tax$1,597
Insurance$466
%($319,400)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Curie Elementary · grades K-5 · San Diego Unified

  • Middle

    Standley Middle · grades 6-8 · San Diego Unified

  • High

    University City High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

15C
Est. Monthly Rent
$6,595

16 leases of 4–6 bed houses within 2 mi · $5,962–$7,129

Blended 50/50 with the zip's market median ($6,805)

Monthly Cashflow

Rent − PITIA

-$4,340
Full Cashflow

Incl. vacancy, PM, maint, capex

-$7,188

What would make this work?

$7,188/mo short at 20% down; 85% down or +$9,335/mo rent closes it.

Break-even price

59% under asking

$661,160
Break-even rent

$9,335/mo above the estimate

$15,930/mo
Cashflow at 35% down
−$5,524/mo
Down payment to break even

$1,357,450 cash

85%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$8,872
Cap Rate
1.51%
Cash-on-Cash
-27.00%
DSCR

Need ≥ 1.25 for DSCR loan

0.60

NOI (Annual)
$24,169
Price-to-Rent

Lower = better for investors

20.2

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$7,188/mo