4750 Utah St

4750 Utah St

D

San Diego, CA 92116

$1,700,000

Soft Appraisal Value: $1,707,100 · 0.4% below estimate

Beds

3

Baths

2

Sqft

2,152

Year Built

1923

Days on Market

33

Property Type

Single Family

HOA/mo

N/A

MLS ID

260004923SD

Description

Turn-key, thoughtfully upgraded, and located in one of San Diego’s most walkable and vibrant neighborhoods—this is a rare opportunity to own a home that truly checks every box in North Park. Tucked away on one of North Park’s most desirable and quiet streets just north of Adams Avenue, this beautifully updated single-story home offers the rare combination of character, modern upgrades, and true walkability—just moments from some of the neighborhood’s best restaurants, cafés, breweries, and shops. Inside, the home blends warmth and functionality with thoughtful improvements throughout, including updated plumbing, a reinforced foundation, newer roof, and upgraded flooring. The inviting living room is anchored by a cozy gas fireplace, creating a comfortable space to unwind or entertain. A standout feature is the brand-new permitted addition, designed for both comfort and luxury—featuring a spacious spa-inspired bathroom with soaking tub and walk-in shower, a large walk-in closet, and a dedicated laundry room. Seamless indoor-outdoor living is achieved with La Cantina folding doors that open to a private backyard, perfect for entertaining or relaxing, complete with remote-controlled Hunter Douglas shades. Situated on a full lot, this property also offers an extremely rare parking setup for North Park—accommodating 6+ vehicles, including a two-car garage off the alley, an additional one-car garage, and extra off-street parking.

Mortgage Calculator

Est. Monthly Payment

$10,792

Principal & Interest$8,596
Property Tax$1,700
Insurance$496
%($340,000)
%

Investment Score

0D
Est. Monthly Rent
$4,428
Monthly Cashflow

Rent − PITIA

$-6,364
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,799

Mortgage (P+I)
$8,596
Cap Rate
-0.14%
Cash-on-Cash
-31.06%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.41
Break-even Rent
$15,856

NOI (Annual)
$-2,437
Price-to-Rent

Lower = better for investors

32.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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