4747 Hamilton St #11
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4747 Hamilton St #11

Btop 30%

San Diego, CA 92116

$395,000
NEW — 0d
STR: check · no permits in this complex · TOT 12.75%

68 licensed short-term rentals within ½ mile (42 whole home), from the cities' license and permit lists of Nov 3, 2026.

No unit in this 28-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$1,743/mo full cashflow at 20% down, 7.49% rate.

Works at $169,011 (57% under asking), or at 84% down.

Rent $2,159/mo from 12 leases of 1-bed condos & townhomes within 1 mi ($1,911–$2,238).

Beds

1

Baths

1

Sqft

548

Year Built

1971

Days on Market

0

Property Type

Condo

HOA/mo

$359.1

MLS ID

260026117SD

This property is in San Diego (92116). View neighborhood stats →

About This Property

What an opportunity to be able to own and live north of Adams Ave at this price in the incredibly popular Normal Heights! Grab it fast while you can! Highlights of this nicely upraded, 1 bedrm unit are the 2 assigned tandem parking spaces, an in-unit laundry, no stairs, and pool views while enjoying your patio. Located in a small gated community, this home is walking distance to some of the city’s most popular restaurants, coffee shops, breweries, boutiques and other neighborhood favorites. Enjoy the convenience of having everything you love about San Diego right outside your door.

Mortgage Calculator

Est. Monthly Payment

$3,077

Principal & Interest$2,207
Property Tax$395
Insurance$115
HOA$359
%($79,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Garfield Elementary · grades PK-5 · San Diego Unified

  • Middle

    Roosevelt International Middle · grades 6-8 · San Diego Unified

  • High

    San Diego High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

50B
Est. Monthly Rent
$2,159

12 leases of 1-bed condos & townhomes within 1 mi · $1,911–$2,238

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$917
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,743

What would make this work?

$1,743/mo short at 20% down; 84% down or +$2,264/mo rent closes it.

Break-even price

57% under asking

$169,011
Break-even rent

$2,264/mo above the estimate

$4,423/mo
Cashflow at 35% down
−$1,329/mo
Down payment to break even

$331,800 cash

84%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,207
Cap Rate
1.74%
Cash-on-Cash
-26.48%
DSCR

Need ≥ 1.25 for DSCR loan

0.70

NOI (Annual)
$6,865
Price-to-Rent

Lower = better for investors

15.2

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$1,743/mo