4725 Merida Way
Ctop 80%Oceanside, CA 92057Neighborhood: North Valley
3 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$3,517/mo full cashflow at 20% down, 7.36% rate.
Works at $338,780 (58% under asking), or at 84% down.
Rent $3,986/mo from 9 leases of condos & townhomes within 0.5 mi, size-adjusted ($3,405–$3,800).
Beds
4
Baths
4
Sqft
1,765
Year Built
2026
Days on Market
118
Property Type
Townhouse
HOA/mo
$480
MLS ID
OC26156156
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Brand new, energy-efficient home! solar purchase included. Finesse design package. The first-floor bed with full bath provides comfort for visiting guests or a home office. The open-concept living space is ideal for entertaining, featuring a chef-inspired kitchen with large island, dedicated dining space, and a powder bath for guests. Introducing Pacifica, a new Oceanside, CA community of energy-efficient townhomes priced from the high $600,000s with NO MELLO-ROOS. Each home features Whirlpool® appliances including refrigerator & W/D, whole-home blinds, and 60-day quick-close timelines. Designer-curated finishes, smart home technology, and amenities including pickleball courts, dog park, playgrounds, and BBQ areas—all designed for a vibrant coastal lifestyle. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.
Mortgage Calculator
Est. Monthly Payment
$5,920
Location
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Zoned Schools
Elementary
Libby Elementary · grades K-5 · Oceanside Unified
Middle
Cesar Chavez Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,986
Comp Average
$3,922
555 Toledo Way
4bd / 4ba · 1,765 sqft · Townhouse
$759K
Est. $3,986/mo
4248 Mission Ranch Way
3bd / 3ba · 1,548 sqft · Townhouse
$755K
Est. $3,658/mo
4134 Vela Way
4bd / 3ba · 1,826 sqft · Townhouse
$818K
Est. $3,992/mo
4730 Tobar Way
4bd / 4ba · 1,765 sqft · Townhouse
$799K
Est. $3,986/mo
4720 Tobar Way
4bd / 4ba · 1,765 sqft · Townhouse
$802K
Est. $3,986/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
9 leases of condos & townhomes within 0.5 mi, size-adjusted · $3,405–$3,800
Blended 50/50 with the zip's market median ($4,261)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,517/mo short at 20% down; 84% down or +$4,567/mo rent closes it.
- Break-even price
- $338,780
- Break-even rent
- $8,553/mo
- Cashflow at 35% down
- −$2,690/mo
- Down payment to break even
- 84%
- Rate to break even
- Not reachable
58% under asking
$4,567/mo above the estimate
$671,160 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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