
4248 Mission Ranch Way
Ctop 80%Oceanside, CA 92057Neighborhood: San Luis Rey
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$3,239/mo full cashflow at 20% down, 7.36% rate.
Works at $331,085 (56% under asking), or at 83% down.
Rent $3,658/mo from 10 leases of 2–4 bed condos & townhomes within 1 mi ($3,351–$3,570).
Beds
3
Baths
3
Sqft
1,548
Year Built
2018
Days on Market
56
Property Type
Townhouse
HOA/mo
$286
MLS ID
NDP2608739
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Seller Offering Buyer CREDIT! Welcome to 4248 Mission Ranch Way, a beautifully maintained and move-in-ready townhome in Oceanside’s desirable Mission Lane community. Built in 2018, this stylish 3-bedroom, 3-bath residence offers 1,548 sq. ft. of thoughtfully designed living space with a bright, open layout ideal for both everyday living and entertaining. Beautiful new flooring gives the home a fresh, updated feel, while central A/C provides year-round comfort. The home also includes all appliances, along with a newer washer and dryer, making your move that much easier. Generously sized bedrooms and three full bathrooms provide plenty of flexibility for family, guests, or a dedicated home office. Enjoy the Southern California lifestyle with Mission Lane’s resort-style amenities, including a sparkling pool and spa, BBQ areas, playground, expansive green spaces, and scenic walking paths. Whether relaxing poolside, enjoying an evening stroll, or gathering with friends and family, this community offers something for everyone. Ideally located just minutes from Oceanside’s beautiful beaches, shopping, dining, recreation, and major commuter routes, this home combines modern comfort with an exceptional coastal lifestyle. Beautifully maintained, thoughtfully updated, and ready for its next owner—4248 Mission Ranch Way is more than a home; it’s an opportunity to enjoy the best of Oceanside living.
Mortgage Calculator
Est. Monthly Payment
$5,427
Location
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Zoned Schools
Elementary
Nichols Elementary · grades K-5 · Oceanside Unified
Middle
Cesar Chavez Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,658
Comp Average
$3,457
5665 Tumbleweed Way
3bd / 2.5ba · 1,474 sqft · Townhouse
$699K
Est. $3,534/mo
5531 Old Ranch Rd.
3bd / 2.5ba · 1,365 sqft · Townhouse
$670K
Est. $3,376/mo
4728 Tobar Way
3bd / 3ba · 1,497 sqft · Townhouse
$699K
Est. $3,422/mo
551 Toledo Way
3bd / 3ba · 1,497 sqft · Townhouse
$724K
Est. $3,422/mo
5030 Gavilan Way
3bd / 2ba · 1,479 sqft · Townhouse
$750K
Est. $3,529/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
10 leases of 2–4 bed condos & townhomes within 1 mi · $3,351–$3,570
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,239/mo short at 20% down; 83% down or +$4,207/mo rent closes it.
- Break-even price
- $331,085
- Break-even rent
- $7,865/mo
- Cashflow at 35% down
- −$2,458/mo
- Down payment to break even
- 83%
- Rate to break even
- Not reachable
56% under asking
$4,207/mo above the estimate
$626,650 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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