4659 Texas St
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4659 Texas St #7

A

San Diego, CA 92116

$600,000
NEW — 0d

Soft Appraisal Value: $598,700 · 0.2% above estimate

Beds

2

Baths

2

Sqft

848

Year Built

1979

Days on Market

0

Property Type

Condo

HOA/mo

$360

MLS ID

260015751SD

This property is in San Diego (92116). View neighborhood stats →

About This Property

Welcome to this freshly updated, move-in-ready condo in the highly desirable Mission Villas community of University Heights! After a brief hiatus, this top-floor, single-level unit is back on the market boasting professional updates, including fresh interior paint and newly refurbished flooring throughout. The open and airy floor plan features dramatic vaulted ceilings and large windows that flood the main living area with beautiful natural light. The seamlessly integrated kitchen looks out over the spacious living room, creating a perfect flow for daily living or entertaining guests. Both bedrooms offer comfortable layouts and ample closet space, paired with two full bathrooms.One of the property's most valuable and rare assets is the private, tandem 2-car garage, providing massive convenience and secure extra storage in an urban neighborhood.Mission Villas is a secure, gated community with a low monthly HOA fee of $360 that covers your water, trash, and exterior maintenance. Perfectly situated in vibrant University Heights, you are just blocks from the popular dining, coffee shops, and nightlife along Adams Avenue and Park Boulevard. With immediate access to the I-8 and I-805 freeways, you are minutes from Mission Valley, Balboa Park, and Downtown.Completely vacant, pristine, and ready for an immediate, effortless showing—schedule your tour today! Full Unit Remodel: 2018 Unit window replacement: 2023 Complex roof replaced: 2025 Complex drainage system/retaining wall: 2026

Mortgage Calculator

Est. Monthly Payment

$4,169

Principal & Interest$3,034
Property Tax$600
Insurance$175
HOA$360
%($120,000)
%

Location

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Investment Score

55B
Est. Monthly Rent
$3,518
Monthly Cashflow

Rent − PITIA

$-651
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,960

Mortgage (P+I)
$3,034
Cap Rate
2.15%
Cash-on-Cash
-19.60%
DSCR

Need ≥ 1.25 for DSCR loan

0.84
Break-even Rent
$6,064

NOI (Annual)
$12,886
Price-to-Rent

Lower = better for investors

14.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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