4675 Utah St
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4675 Utah St #5

D

San Diego, CA 92116

$475,000
NEW — 2d

Beds

1

Baths

1

Sqft

527

Year Built

1982

Days on Market

2

Property Type

Condo

HOA/mo

$495

MLS ID

260011117SD

This property is in San Diego (92116). View neighborhood stats →

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About This Property

Amazing location and rare find! Top-floor upgraded condo featuring a private garage plus an additional parking space—an incredible find in the highly sought-after community of University Heights. This bright and inviting 1-bedroom, 1-bath condo is filled with natural light from four skylights and large windows. Enjoy a well-appointed interior featuring stainless steel appliances, quartz countertops, water filtration, in-unit laundry, wall A/C, fireplace, separate dining area, and a spacious walk-in closet. Thoughtful upgrades include vinyl dual-pane windows, an updated bathroom, and custom window coverings in both the living room and bedroom—offering the perfect balance of light and privacy. Located in a charming, small gated complex with free community laundry, this upgraded and move-in ready condo is centrally located with easy freeway access and close to all that makes University Heights so desirable.

Mortgage Calculator

Est. Monthly Payment

$3,510

Principal & Interest$2,402
Property Tax$475
Insurance$139
HOA$495
%($95,000)
%

Location

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Investment Score

26D
Est. Monthly Rent
$1,911
Monthly Cashflow

Rent − PITIA

$-1,600
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,435

Mortgage (P+I)
$2,402
Cap Rate
-0.08%
Cash-on-Cash
-30.76%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$5,074

NOI (Annual)
$-400
Price-to-Rent

Lower = better for investors

20.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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