4635 Texas Street

4635 Texas Street #10

A

San Diego, CA 92116

$450,000

Soft Appraisal Value: $446,900 · 0.7% above estimate

Beds

1

Baths

1

Sqft

640

Year Built

1980

Days on Market

49

Property Type

Condo

HOA/mo

$259

MLS ID

PTP2603212

This property is in San Diego (92116). View neighborhood stats →

Virtual Tour

About This Property

Modern design meets thoughtful upgrades in this beautifully updated 1-bedroom residence in the heart of University Heights. This spacious home offers an open, versatile layout with room for a dedicated home office or flex space—perfect for today’s lifestyle. Extensively upgraded over the past several years, the home features a fully remodeled kitchen with refreshed cabinetry, sleek new appliances, and contemporary finishes. Additional improvements include new flooring, a tastefully remodeled bathroom with a step-in shower, and custom window shutters throughout, creating a cohesive and modern aesthetic. A fresh coat of paint and updated lighting fixtures further enhance the home’s bright and inviting atmosphere. The property also offers exceptional convenience with 1-car garage parking, additional storage, and 2 guest parking spaces. Community amenities include include a central courtyard and secure access, all complemented by low HOA fees. Ideally located in vibrant University Heights, this home is just steps from popular restaurants, bars, and boutique shops, with easy access to I-8 and Mission Valley for effortless commuting. A turnkey opportunity in one of San Diego’s most desirable urban neighborhoods that you don't want to miss!

Mortgage Calculator

Est. Monthly Payment

$3,116

Principal & Interest$2,275
Property Tax$450
Insurance$131
HOA$259
%($90,000)
%

Location

Loading map...

Comparable Properties

3 comps found

This Property

$2,316

vs

Comp Average

$2,113

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

49B
Est. Monthly Rent
$2,316
Monthly Cashflow

Rent − PITIA

$-799
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,707

Mortgage (P+I)
$2,275
Cap Rate
1.52%
Cash-on-Cash
-22.76%
DSCR

Need ≥ 1.25 for DSCR loan

0.74
Break-even Rent
$4,533

NOI (Annual)
$6,820
Price-to-Rent

Lower = better for investors

16.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator