110 2nd Avenue #30
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110 2nd Avenue #30

Btop 30%

Chula Vista, CA 91910

$475,000
NEW — 1d
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,301/mo full cashflow at 20% down, 7.36% rate.

Works at $173,923 (63% under asking), or at 91% down.

Rent $2,259/mo from 1 lease in this building (±1 bed).

Beds

2

Baths

2

Sqft

1,003

Year Built

1980

Days on Market

1

Property Type

Condo

HOA/mo

$410

MLS ID

PTP2608352

This property is in Chula Vista (91910). Browse neighborhood analytics →

Virtual Tour

About This Property

Your Next Chapter Starts Here in Chula Vista! Discover the convenience of single-level living in this 2-bedroom, 2-bathroom condominium offering approximately 1,003 sq. ft. of comfortable living space. Located on the ground floor, this home features a functional layout, inviting natural light, and a west-facing orientation where you can enjoy colorful sunset skies on clear evenings. Everyday conveniences include an in-unit washer and dryer, a detached one-car garage, and additional parking. Enjoy the community pool and the convenience of having shopping, restaurants, parks, and major freeways just minutes away. FHA and VA-approved community. Whether you're looking for your first home, downsizing, or simply seeking a convenient place to call your own, this Chula Vista residence deserves a closer look. Come see the possibilities and make it yours!

Mortgage Calculator

Est. Monthly Payment

$3,644

Principal & Interest$2,621
Property Tax$475
Insurance$139
HOA$410
%($95,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Rosebank Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Hilltop Middle · grades 7-8 · Sweetwater Union High

  • High

    Hilltop Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

38B
Est. Monthly Rent
$2,259

1 lease in this building (±1 bed)

Thin data: only 1 lease behind this number.

Monthly Cashflow

Rent − PITIA

-$1,386
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,301

What would make this work?

$2,301/mo short at 20% down; 91% down or +$2,988/mo rent closes it.

Break-even price

63% under asking

$173,923
Break-even rent

$2,988/mo above the estimate

$5,247/mo
Cashflow at 35% down
−$1,810/mo
Down payment to break even

$432,250 cash

91%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,621
Cap Rate
1.09%
Cash-on-Cash
-29.07%
DSCR

Need ≥ 1.25 for DSCR loan

0.62

NOI (Annual)
$5,191
Price-to-Rent

Lower = better for investors

17.5

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,301/mo