4647 Rancho Reposo
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4647 Rancho Reposo

D

Del Mar, CA 92014

$6,950,000

Soft Appraisal Value: $6,572,400 · 5.7% above estimate

Beds

4

Baths

3.5

Sqft

5,075

Year Built

1984

Days on Market

65

Property Type

Single Family

HOA/mo

$300

MLS ID

NDP2601240

This property is in Del Mar (92014). View neighborhood stats →

Virtual Tour

About This Property

Set at the top of a private cul-de-sac in the prestigious Rancho Del Mar enclave, 4647 Rancho Reposo is a fully reimagined single-level custom estate blending elevated modern design with timeless California luxury. Positioned on 1.32 acres of usable grounds, this gated residence enjoys peaceful privacy, sweeping elevation, and seamless indoor-outdoor living. A circular motor court and porte-cochère introduce the home with elegance, while a 2025 down-to-the-studs remodel has transformed every space with sophisticated finishes, warm natural textures, and abundant natural light. Wide-plank white oak flooring flows throughout the home, complemented by large windows and skylights that illuminate the airy, open-concept living spaces. The designer kitchen serves as the heart of the home, featuring a waterfall-edge marble island, full-height marble backsplash, custom cabinetry, and a Thermador luxury appliance suite. The formal living room is anchored by a sleek fireplace surround and tall windows framing views of the pool and yard. The primary suite offers a tranquil retreat with its own fireplace, floor-to-ceiling windows, a spacious dressing area, and a resort-caliber spa bath with a sculptural soaking tub and marble finishes. Three additional bedrooms, along with beautifully updated bathrooms, a dedicated office, and a well-designed laundry/mudroom complete the interior. Outside, the resort-style grounds include a sparkling pool and raised spa, expansive terraces for lounging and dining, a built-in BBQ zone, mature landscaping, and generous lawn areas ideal for play or future enhancements. The property’s gated setting, 3-car garage, long motor court, and top-of-cul-de-sac location create unmatched privacy while still offering close proximity to world-class beaches, top-rated schools, the Del Mar Race Track, golf, shopping, dining, and freeway access. This extraordinary residence represents the finest in modern ranch living in one of Del Mar’s most coveted neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$44,420

Principal & Interest$35,143
Property Tax$6,950
Insurance$2,027
HOA$300
%($1,390,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$15,420
Monthly Cashflow

Rent − PITIA

$-29,000
Full Cashflow

Incl. vacancy, PM, maint, capex

$-38,338

Mortgage (P+I)
$35,143
Cap Rate
-0.55%
Cash-on-Cash
-33.10%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.35
Break-even Rent
$65,210

NOI (Annual)
$-38,343
Price-to-Rent

Lower = better for investors

37.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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