13936 Mira Montana Dr.

13936 Mira Montana Dr.

D

Del Mar, CA 92014

$4,495,000

Beds

4

Baths

2.5

Sqft

2,500

Year Built

1973

Days on Market

20

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2602476

Description

13936 Mira Montana is a fully upgraded luxury residence in Del Mar Heights — one of coastal San Diego's most coveted neighborhoods — offering 4 bedrooms, and 2.5 bathrooms. The property features a saltwater pool and spa, putting green, outdoor living and dining areas, and a spacious front lawn, with seamless indoor-outdoor flow throughout. Inside, Lutron lighting, built-in sound, remote security, a gas fireplace, and a dedicated AV infrastructure reflect a standard of finish that is rarely found move-in ready at this level. The garage includes EuroCave wine storage, California Closet organization, and a Tesla backup battery. The driveway was redesigned in 2025 for low-clearance vehicles. Moments from Torrey Pines State Reserve, Del Mar Village, Del Mar Beach and convenient to the I-5 freeway — this is an exceptional opportunity in one of San Diego's most desirable zip codes.

Mortgage Calculator

Est. Monthly Payment

$28,535

Principal & Interest$22,729
Property Tax$4,495
Insurance$1,311
%($899,000)
%

Investment Score

0D
Est. Monthly Rent
$8,538
Monthly Cashflow

Rent − PITIA

$-19,997
Full Cashflow

Incl. vacancy, PM, maint, capex

$-25,707

Mortgage (P+I)
$22,729
Cap Rate
-0.79%
Cash-on-Cash
-34.31%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.30
Break-even Rent
$41,923

NOI (Annual)
$-35,731
Price-to-Rent

Lower = better for investors

43.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator