386 13th Street
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386 13th Street

D

Del Mar, CA 92014

$4,295,000

Soft Appraisal Value: $4,175,500 · 2.9% above estimate

Beds

3

Baths

3

Sqft

1,620

Year Built

1955

Days on Market

102

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2600109

This property is in Del Mar (92014). View neighborhood stats →

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About This Property

**LOCATION LOCATION!** SINGLE FAMILY HOME IN OLDE DEL MAR!**IN HEART OF THE VILLAGE, WALKABLE TO ALL** CHARMING, SINGLE LEVEL BEACH COTTAGE WITH OCEAN VIEWS SITED ON ALL USABLE 9100+ SQ FT* PERFECT BLEND OF COASTAL LIFESTYLE AND FUTURE POTENTIAL IN DEL MAR'S MOST SOUGHT OF NEIGHBORHOOD** PRIVATE, QUIET CORNER LOT FRONTING ON LUNETA** ***ONE BLOCK AWAY FROM FINE DINING, SHOPPING, LIBRARY**MINUTES CLOSE TO THE OCEAN BLUFFS, SCENIC PARKS AND SANDY DEL MAR BEACH**DETACHED OFFICE WITH BUILTINS NOT INCLUDED IN SQ FT LISTED**LIVING ROOM HAS SOARING WOOD BEAM CEILINGS, BRICK FIREPLACE, ORIGINAL OAK FLOORS** BONUS FAMILY ROOM WITH WOOD BEAM CEILING AND OAK FLOORS** ATTACHED 2 CAR GARAGE, 2 ADDTIONAL SPACES AND EV CHARGING**POTENTIAL TO ADD AN ADU.** A RARE OPPORTUNITY FOR A LARGE LOT AND OCEAN VIEW IN THIS NEIGHBORHOOD WITH OPTIONS FOR ADDITIONAL SQ FT INVESTMENT**

Mortgage Calculator

Est. Monthly Payment

$27,266

Principal & Interest$21,718
Property Tax$4,295
Insurance$1,253
%($859,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$7,900
Monthly Cashflow

Rent − PITIA

$-19,366
Full Cashflow

Incl. vacancy, PM, maint, capex

$-24,762

Mortgage (P+I)
$21,718
Cap Rate
-0.85%
Cash-on-Cash
-34.59%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.29
Break-even Rent
$40,058

NOI (Annual)
$-36,530
Price-to-Rent

Lower = better for investors

45.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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