13635 Pine Needles Drive
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13635 Pine Needles Drive

D

Del Mar, CA 92014

$4,450,000

Soft Appraisal Value: $4,307,700 · 3.3% above estimate

Beds

4

Baths

3.5

Sqft

3,178

Year Built

1980

Days on Market

74

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2600946

This property is in Del Mar (92014). View neighborhood stats →

About This Property

This beautiful Del Mar Home with an ocean view offers a rare combination of space, natural lighting, and privacy in a highly convenient location. Lovingly cared for by its original owner, the home features 4 bedrooms, 3.5 bathrooms with well-designed living space. The light-filled interior centers around an atrium/waterfall and flows around this space with views from everywhere in the home. Multiple living areas create flexibility, while large windows bring in an abundance of natural light and coast breezes. Outdoor living is enhanced with both a welcoming front lanai and a private back patio, providing another peaceful spaces where you can relax by the beautiful pool with its new decking. Ideally located close to shopping, dining, and everyday conveniences, and less than a mile from the amazing Del Mar Coastline. Head over to the beach, L'Auberge, and many of the best dining spots in San Diego. This home offers the best of coastal living in one of Del Mar’s most desirable and accessible neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$28,250

Principal & Interest$22,502
Property Tax$4,450
Insurance$1,298
%($890,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$8,717
Monthly Cashflow

Rent − PITIA

$-19,533
Full Cashflow

Incl. vacancy, PM, maint, capex

$-25,246

Mortgage (P+I)
$22,502
Cap Rate
-0.74%
Cash-on-Cash
-34.04%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.31
Break-even Rent
$41,504

NOI (Annual)
$-32,931
Price-to-Rent

Lower = better for investors

42.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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