4645 Yerba Santa Drive
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4645 Yerba Santa Drive

D

San Diego, CA 92115

$2,675,000
NEW — 3d on market

Beds

4

Baths

2.5

Sqft

3,120

Year Built

1975

Days on Market

3

Property Type

Single Family

HOA/mo

$220.83

MLS ID

260008373SD

This property is in San Diego (92115). View neighborhood stats →

About This Property

Tucked behind the secured gates of Alvarado Estates, this private canyon retreat blends architectural character with effortless California living. Set on approximately sixty thousand square feet, the property offers a rare sense of space, seclusion, and uninterrupted natural backdrop. A custom bridge entry leads to a striking front door and into a light-filled interior with expansive southern views and warm, inviting living spaces. The living room opens seamlessly to the outdoors, creating a natural flow for both everyday living and entertaining. Additionally, the great room offers a nature show with a spectacular view. The kitchen is thoughtfully designed with Miele appliances, custom cabinetry, and refined finishes—anchored by spaces that invite gathering, from the built-in China cabinet, two beverage bars and a 200-bottle wine cellar. Outside, the home transforms into a true retreat. An oversized pool, multiple sun-drenched decks, and an outdoor kitchen set the stage for long afternoons and sunset evenings. Mature landscaping and tree-lined borders provide privacy, while a small orchard adds charm. In addition, you will enjoy the beautifully landscaped community park that includes a tot lot, a dog park, putting green and a place for tranquility and to socialize with neighbors. Located in one of San Diego’s most centrally positioned gated communities residents of Alvarado Estates enjoy a rare balance of security and privacy, as well as easy freeway connections, with convenient access to beaches, downtown, and beyond.

Mortgage Calculator

Est. Monthly Payment

$17,202

Principal & Interest$13,526
Property Tax$2,675
Insurance$780
HOA$221
%($535,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,796
Monthly Cashflow

Rent − PITIA

$-11,406
Full Cashflow

Incl. vacancy, PM, maint, capex

$-14,968

Mortgage (P+I)
$13,526
Cap Rate
-0.65%
Cash-on-Cash
-33.57%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.34
Break-even Rent
$25,235

NOI (Annual)
$-17,305
Price-to-Rent

Lower = better for investors

38.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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