5028 Collier Avenue
1 / 20

5028 Collier Avenue

D

San Diego, CA 92115

$1,899,000
NEW — 2d on market

Beds

5

Baths

3

Sqft

2,890

Year Built

2003

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260008540SD

This property is in San Diego (92115). View neighborhood stats →

About This Property

Tucked away on a quiet street in the highly desirable Talmadge neighborhood, this beautifully maintained residence offers the perfect blend of style, efficiency, and indoor-outdoor living. Framed by mature landscaping and inviting curb appeal, the home welcomes you with rich hardwood flooring, abundant natural light throughout, and a functional, well-designed layout ideal for both everyday living and entertaining. The main living spaces flow effortlessly from the formal living and dining areas into a spacious kitchen with abundant cabinetry, generous prep space, and a large center island that opens to a warm and inviting family room. Expansive windows and sliding doors create a seamless connection to the backyard, enhancing the home’s bright and airy feel. Upstairs, the oversized primary suite serves as a true retreat, featuring soaring ceilings, a cozy fireplace, and a private sitting area. Additional bedrooms offer flexibility for guests, a home office, or growing households. Step outside to your own private oasis—complete with a sparkling pool, tranquil waterfall feature, and lush landscaping—ideal for relaxing, entertaining, and enjoying San Diego’s year-round sunshine. The combination of privacy, generous lot size, and thoughtful layout makes this home a rare find. Additional upgrades include paid-off solar, a Tesla battery backup system, newer roof, and newer HVAC, offering both peace of mind and long-term energy efficiency. Located in one of Metro San Diego’s most charming and centrally located communities of Talmadge!

Mortgage Calculator

Est. Monthly Payment

$12,055

Principal & Interest$9,602
Property Tax$1,899
Insurance$554
%($379,800)
%

Location

Loading map...

Investment Score

1D
Est. Monthly Rent
$5,834
Monthly Cashflow

Rent − PITIA

$-6,221
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,146

Mortgage (P+I)
$9,602
Cap Rate
0.29%
Cash-on-Cash
-28.90%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$17,712

NOI (Annual)
$5,480
Price-to-Rent

Lower = better for investors

27.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator