4643 Narragansett Ave

4643 Narragansett Ave

D

San Diego, CA 92107

$1,548,000

Soft Appraisal Value: $1,498,400 · 3.3% above estimate

Beds

3

Baths

2

Sqft

1,554

Year Built

1951

Days on Market

25

Property Type

Condo

HOA/mo

N/A

MLS ID

260005125SD

Description

Sweeping Ocean Views! Incredible Opportunity in a Prime Coastal Location! This classic beach home offers 3bds/2baths, plus a spacious & versatile bonus room featuring stunning ocean views—ideal for guests, a home office, or creative retreat. The backyard showcases an expansive view deck with plenty of space to relax, entertain, and soak in the coastal scenery. Move in and enjoy as-is with thoughtful updates, or take advantage of the prime location and build your dream coastal estate. Cloud condo w/no HOA. This charming home allows you to embrace the coastal lifestyle! Additional highlights include solar, a garage and generous RV or boat parking along with an oversized laundry room with abundant cabinetry and storage.

Mortgage Calculator

Est. Monthly Payment

$9,827

Principal & Interest$7,828
Property Tax$1,548
Insurance$451
%($309,600)
%

Investment Score

3D
Est. Monthly Rent
$5,942
Monthly Cashflow

Rent − PITI − HOA

$-3,885
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,541

Mortgage (P+I)
$7,828
Cap Rate
1.00%
Cash-on-Cash
-25.35%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.60
Break-even Rent
$14,437

NOI (Annual)
$15,436
Price-to-Rent

Lower = better for investors

21.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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