4640 Waverly Rd
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4640 Waverly Rd

D

Oceanside, CA 92056

$1,250,000
NEW — 2d

Soft Appraisal Value: $1,234,200 · 1.3% above estimate

Beds

4

Baths

2

Sqft

1,725

Year Built

1982

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260009927SD

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Freshly renovated and thoughtfully reimagined, this Oceanside residence blends modern comfort with effortless everyday living. Offering four bedrooms and two updated baths, the home unfolds through a spacious floor plan designed for both connection and calm. Sunlight pours through the main living spaces, illuminating clean lines, warm finishes, and an inviting sense of openness. At the heart of the home, a beautifully updated kitchen anchors the interior with style and function, flowing seamlessly into the surrounding living and dining areas. A striking fireplace adds character and warmth, creating the perfect setting for quiet evenings or lively gatherings. Outside, generous grounds invite year round enjoyment, whether hosting friends, dining under the open sky, or unwinding in the privacy of your own jacuzzi. Ideally positioned near parks, schools, shopping, and daily conveniences, this home offers the rare combination of refined updates, flexible living, and exceptional value in one of North County’s most accessible coastal communities.

Mortgage Calculator

Est. Monthly Payment

$7,935

Principal & Interest$6,321
Property Tax$1,250
Insurance$365
%($250,000)
%

Location

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Investment Score

7D
Est. Monthly Rent
$4,454
Monthly Cashflow

Rent − PITIA

$-3,482
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,548

Mortgage (P+I)
$6,321
Cap Rate
0.74%
Cash-on-Cash
-26.63%
DSCR

Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$11,659

NOI (Annual)
$9,275
Price-to-Rent

Lower = better for investors

23.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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