4620 NORTH AVENUE 7

4620 NORTH AVENUE 7

A

San Diego, CA 92116

$644,995

Beds

2

Baths

2

Sqft

955

Year Built

1985

Days on Market

Property Type

Townhouse

HOA/mo

$280

MLS ID

260017243SD

This property is in San Diego (92116). View neighborhood stats →

About This Property

Welcome to the heart of University Heights, where timeless character, modern updates, and an unbeatable central location come together. This charming 2-bedroom, 1.5-bath, two-story townhome offers approximately 950 square feet of thoughtfully designed living space and is tucked within a well-maintained, self-managed community with low monthly HOA dues and a beautifully landscaped courtyard. Step inside to discover abundant natural light streaming through the south-facing windows, luxury vinyl plank flooring, and a cozy fireplace that can be enjoyed as either wood-burning or gas. The updated kitchen features granite countertops, a tumbled stone backsplash, and ample cabinetry, creating a warm and inviting space for everyday living and entertaining. Upstairs, you'll find two spacious bedrooms and a uniquely styled Spanish-inspired bathroom that adds distinctive charm and personality to the home. Comfort is enhanced year-round with an energy-efficient mini-split heating and cooling system. One of the property's standout features is its private outdoor space, which provides direct access to the two dedicated parking spaces located just beyond the patio. The original garage has been converted into additional dining or living space plus extra storage, offering valuable flexibility for today's lifestyle. (Permit status for the converted garage is unknown, and this area is not included in the stated square footage.) Located just moments from vibrant Park Boulevard, you'll enjoy easy access to neighborhood favorites. It's more than a home. It's a Lifestyle!

Mortgage Calculator

Est. Monthly Payment

$4,375

Principal & Interest$3,261
Property Tax$645
Insurance$188
HOA$280
%($128,999)
%

Investment Score

46B
Est. Monthly Rent
$3,341
Monthly Cashflow

Rent − PITIA

$-1,033
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,339

Mortgage (P+I)
$3,261
Cap Rate
1.72%
Cash-on-Cash
-21.76%
DSCR

Need ≥ 1.25 for DSCR loan

0.76
Break-even Rent
$6,379

NOI (Annual)
$11,065
Price-to-Rent

Lower = better for investors

16.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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