4616 River Road #42
Atop 10%Oceanside, CA 92057Neighborhood: North Valley
2 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$814/mo full cashflow at 20% down, 7.36% rate.
Works at $283,381 (27% under asking), or at 51% down.
Rent $2,813/mo: zip market median for this bed count.
Beds
3
Baths
2
Sqft
2,040
Year Built
1976
Days on Market
104
Property Type
Mfd/Mobile Home
HOA/mo
N/A
MLS ID
NDP2607239
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Fully renovated top to bottom. Everything brand new. Upgraded kitchen. New appliances. New flooring. New bathrooms. New A/C and heating. New windows. Must see! Close to shopping, freeways good schools and the beach!
Mortgage Calculator
Est. Monthly Payment
$2,655
Location
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Zoned Schools
Elementary
Libby Elementary · grades K-5 · Oceanside Unified
Middle
Cesar Chavez Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,813
Comp Average
$3,136
4616 N River Road
3bd / 2ba · 1,440 sqft · Mfd/Mobile Home
$354K
Est. $2,813/mo
1491 Puritan Way
3bd / 2ba · 1,680 sqft · Single Family
$540K
Est. $3,945/mo
243 Bluebird Lane
3bd / 2ba · 1,608 sqft · Manufactured
$495K
Est. $2,813/mo
3621 Vista Campana
2bd / 2ba · 1,635 sqft · Single Family
$600K
Est. $3,767/mo
1486 Puritan
2bd / 2ba · 1,936 sqft · Manufactured
$585K
Est. $2,340/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
Zip market median for this bed count
Thin data: no closed leases like this one nearby.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$814/mo short at 20% down; 51% down or +$1,057/mo rent closes it.
- Break-even price
- $283,381
- Break-even rent
- $3,870/mo
- Cashflow at 35% down
- −$411/mo
- Down payment to break even
- 51%
- Rate to break even
- 3.13%
27% under asking
$1,057/mo above the estimate
$198,849 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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