4616 N River Road #27
Atop 10%Oceanside, CA 92057Neighborhood: North Valley
2 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$539/mo full cashflow at 20% down, 7.36% rate.
Works at $283,381 (20% under asking), or at 43% down.
Rent $2,813/mo: zip market median for this bed count.
Beds
3
Baths
2
Sqft
1,440
Year Built
1989
Days on Market
97
Property Type
Mfd/Mobile Home
HOA/mo
N/A
MLS ID
NDP2607467
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Welcome to Westwinds Mobile Lodge, one of Oceanside's desirable all-age communities! This beautifully maintained 3-bedroom + den (optional 4th bedroom), 2-bath home offers approximately 1,440 sq. ft. of move-in-ready living space just minutes from the beach, shopping, dining, and convenient freeway access. Inside, you'll find a spacious and inviting floor plan with generous living areas, an updated kitchen, and a versatile den perfect for a home office, guest room, or optional fourth bedroom. Thoughtfully updated throughout, the home features a new HVAC system, compressor, and upgraded electrical panel (2024), new LG front-loading washer and dryer with pedestals (2024), new exterior front window awnings, extended carport footings with new side covers (2024), professional leveling (2025), new LG double oven/range and microwave (2025), new garbage disposal (2026), and beautifully refreshed landscaping with new pavers, artificial turf, and sand (2026). Enjoy the private, low-maintenance outdoor space that's perfect for relaxing or entertaining while taking advantage of Oceanside's year-round sunshine. Combining comfort, convenience, and coastal living, this beautifully updated home is a fantastic opportunity to own in one of Oceanside's sought-after all-age communities.
Mortgage Calculator
Est. Monthly Payment
$2,410
Location
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Zoned Schools
Elementary
Libby Elementary · grades K-5 · Oceanside Unified
Middle
Cesar Chavez Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,813
Comp Average
$2,945
4660 River Road
3bd / 2ba · 1,104 sqft · Mfd/Mobile Home
$349K
Est. $2,813/mo
4616 River Road
3bd / 2ba · 1,288 sqft · Mfd/Mobile Home
$420K
Est. $2,813/mo
81 Seagull Lane
2bd / 2ba · 1,248 sqft · Manufactured
$365K
Est. $2,340/mo
1491 Puritan Way
3bd / 2ba · 1,680 sqft · Single Family
$540K
Est. $3,945/mo
243 Bluebird Lane
3bd / 2ba · 1,608 sqft · Manufactured
$495K
Est. $2,813/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
Zip market median for this bed count
Thin data: no closed leases like this one nearby.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$539/mo short at 20% down; 43% down or +$700/mo rent closes it.
- Break-even price
- $283,381
- Break-even rent
- $3,513/mo
- Cashflow at 35% down
- −$173/mo
- Down payment to break even
- 43%
- Rate to break even
- 4.38%
20% under asking
$700/mo above the estimate
$152,220 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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