4600 Lamont Street San Diego

4600 Lamont Street San Diego

D

, CA 92109

$475,000

Beds

1

Baths

1

Sqft

653

Year Built

1975

Days on Market

50

Property Type

Condo

HOA/mo

$802

MLS ID

PTP2600312

Description

This is it! The perfect starter home or rental unit in the highly desirable Plaza complex in Pacific Beach. Enjoy coastal living in this beautiful 1BR 1BA residence with stylish upgrades and a resort-inspired lifestyle. Wake up to peaceful views of lush, landscaped grounds and enjoy the convenience of dual mirrored closets. Spend your days lounging by one of four pools or spas, playing tennis, working out in the gym, or strolling through tropical surroundings that feel like a permanent getaway. Just steps from shops, dining, and Kate Sessions Park, this gated community offers secured entry on all doors so you can enjoy the best of Pacific Beach with comfort and peace of mind.

Mortgage Calculator

Est. Monthly Payment

$3,817

Principal & Interest$2,402
Property Tax$475
Insurance$139
HOA$802
%($95,000)
%

Investment Score

3D
Est. Monthly Rent

Market Rent Estimate

$2,556
Monthly Cashflow

Rent − PITI − HOA

$-1,262
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,246

Mortgage (P+I)
$2,402
Cap Rate
0.39%
Cash-on-Cash
-15.94%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.06
Break-even Rent
$3,818

NOI (Annual)
$1,875
Price-to-Rent

Lower = better for investors

15.5

* Defaults: 20% down, 6.5% rate, 30yr.

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