4600 Lamont Street
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4600 Lamont Street #226

D

San Diego, CA 92109

$450,000

Soft Appraisal Value: $554,300 · 18.8% below estimate

Beds

1

Baths

1

Sqft

653

Year Built

1975

Days on Market

95

Property Type

Condo

HOA/mo

$802

MLS ID

PTP2600312

This property is in San Diego (92109). View neighborhood stats →

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About This Property

Look no further! The perfect starter home or rental unit in the highly desirable Plaza complex in Pacific Beach. Enjoy coastal living in this beautiful 1BR 1BA residence with stylish upgrades and a resort-inspired lifestyle. Wake up to peaceful views of lush, landscaped grounds and enjoy the convenience of dual mirrored closets. Spend your days lounging by one of four pools or spas, playing tennis, working out in the gym, or strolling through tropical surroundings that feel like a permanent getaway. Just steps from shops, dining, and Kate Sessions Park, this gated community offers secured entry on all doors so you can enjoy the best of Pacific Beach with comfort and peace of mind.

Mortgage Calculator

Est. Monthly Payment

$3,659

Principal & Interest$2,275
Property Tax$450
Insurance$131
HOA$802
%($90,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$2,220
Monthly Cashflow

Rent − PITIA

$-1,438
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,324

Mortgage (P+I)
$2,275
Cap Rate
-0.13%
Cash-on-Cash
-30.99%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$5,238

NOI (Annual)
$-583
Price-to-Rent

Lower = better for investors

16.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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