4600 Lamont St
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4600 Lamont St #204

D

San Diego, CA 92109

$653,000

Beds

2

Baths

2

Sqft

900

Year Built

1975

Days on Market

63

Property Type

Condo

HOA/mo

$878

MLS ID

260003634SD

This property is in San Diego (92109). View neighborhood stats →

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About This Property

The Plaza condos is luxury living at its finest with pools, billiards, movies and more in the heart of PB! Condo is gorgeous and upgraded. Unit is light-filled with abundant white marbled granite counters w/ample prep space & pull-up seating, white tile backsplash, stainless steel appliances. Split a/c. Baths feature modern vanities. Dual primary suites w/walk-in closets. Large private patio. Serene pool view. Large deck. Gated & security onsite. The dues are a bit higher than average but at The Plaza, you can see where your dues are going. The roofs of this building was recently replaced. There are lots of amenities and incredibly well maintained. There are security people at the property in addition to being gated. Dog-potty turf within complex. Walking distance to Vons Shopping Center. 11-Blocks from beach.

Mortgage Calculator

Est. Monthly Payment

$5,023

Principal & Interest$3,302
Property Tax$653
Insurance$190
HOA$878
%($130,600)
%

Location

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Investment Score

3D
Est. Monthly Rent
$3,592
Monthly Cashflow

Rent − PITIA

$-1,431
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,801

Mortgage (P+I)
$3,302
Cap Rate
0.92%
Cash-on-Cash
-25.74%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$7,230

NOI (Annual)
$6,008
Price-to-Rent

Lower = better for investors

15.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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