4575 Dwight Street
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4575 Dwight Street

B

San Diego, CA 92105

$625,000
NEW — 0d

Soft Appraisal Value: $586,000 · 6.7% above estimate

Beds

2

Baths

1

Sqft

780

Year Built

1937

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2604717

This property is in San Diego (92105). View neighborhood stats →

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About This Property

Are you looking for an opportunity to purchase an affordable single-family home in San Diego with no HOA or Mello-Roos fees? This centrally located home is just 10 minutes from Downtown San Diego and Mission Valley and only 15 minutes from the beach and South Bay communities. It features two bedrooms, including a spacious primary bedroom and a beautifully remodeled bathroom. The kitchen is finished with granite countertops and the rooms include recessed lighting, ceiling fans, and durable vinyl and tile flooring throughout. Outside, you will find a long driveway that secludes you from the main street for privacy and a recently paved driveway with parking for up to six vehicles. The property also includes a charming patio with a built-in awning, perfect for entertaining with minimal yard maintenance. If you love DIY projects at home, the mini garage is set up nicely for a work shop along with washer and dryer for convenience. At this price point in a centrally located home in San Diego, this home will not stay on the market long, so schedule a showing before it's too late!

Mortgage Calculator

Est. Monthly Payment

$3,968

Principal & Interest$3,160
Property Tax$625
Insurance$182
%($125,000)
%

Location

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Investment Score

36C
Est. Monthly Rent
$2,499
Monthly Cashflow

Rent − PITIA

$-1,468
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,564

Mortgage (P+I)
$3,160
Cap Rate
1.15%
Cash-on-Cash
-24.61%
DSCR

Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$5,829

NOI (Annual)
$7,157
Price-to-Rent

Lower = better for investors

20.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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