2536 White Oak Place

2536 White Oak Place

D

Escondido, CA 92027

$380,000

Beds

2

Baths

1

Sqft

856

Year Built

1980

Days on Market

31

Property Type

Condo

HOA/mo

$535

MLS ID

IG26030692

View on MLS

Description

Welcome to this charming ground-level condo featuring two bedrooms and one bathroom in a well-maintained community. Inside, laminate flooring runs throughout, creating a clean and cohesive look. As you enter, you’re greeted by a comfortable living room with sliding glass doors that open to a private patio—perfect for enjoying fresh air or a morning coffee.The open-concept layout continues into the dining area and kitchen, offering a seamless flow ideal for everyday living and entertaining. Down the hall, you’ll find the two well-sized bedrooms and a full bathroom. The home also includes an in-unit laundry area with a convenient linen closet for added storage.The HOA takes care of the exterior landscaping and common areas, allowing for low-maintenance living in a neat and welcoming setting.

Mortgage Calculator

Est. Monthly Payment

$2,947

Principal & Interest$1,921
Property Tax$380
Insurance$111
HOA$535
%($76,000)
%

Investment Score

30D
Est. Monthly Rent
$2,612
Monthly Cashflow

Rent − PITI − HOA

$-335
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,253

Mortgage (P+I)
$1,921
Cap Rate
2.11%
Cash-on-Cash
-5.30%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.89
Break-even Rent
$2,947

NOI (Annual)
$8,023
Price-to-Rent

Lower = better for investors

12.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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