4544 Kensington Dr
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4544 Kensington Dr

D

San Diego, CA 92116

$1,699,900
NEW — 4d

Beds

4

Baths

3

Sqft

1,864

Year Built

1925

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

260009290SD

This property is in San Diego (92116). View neighborhood stats →

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About This Property

Quintessential Spanish-style home in the heart of Kensington Village! Over 100 years old, it is filled with classic charm & modern amenities. The main house (3 bed/2 bath, 1,457 sq ft) features original hardwood floors, moldings, coved ceilings & a fireplace. Newer ADU (studio/1 bath, 407 sq ft) offers flexibility for guests or rental income. Includes solar, lush private yard w/spa, garage with carport & alley access. Mills Act potential - future property tax savings. Just steps from Adams Ave’s shopping and dining, this home offers the location and amenities you’ve been searching for! The galley kitchen blends classic charm with modern elements, featuring stainless steel appliances, abundant storage, and ample counter space. The primary suite offers a spacious bedroom, private bath & walk-in closet. The ADU is behind the garage and is not directly accessible from the main???????????????????????????????? home.

Mortgage Calculator

Est. Monthly Payment

$10,791

Principal & Interest$8,596
Property Tax$1,700
Insurance$496
%($339,980)
%

Location

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Investment Score

0D
Est. Monthly Rent
$3,423
Monthly Cashflow

Rent − PITIA

$-7,369
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,572

Mortgage (P+I)
$8,596
Cap Rate
-0.69%
Cash-on-Cash
-33.79%
DSCR

Need ≥ 1.25 for DSCR loan

0.32
Break-even Rent
$15,855

NOI (Annual)
$-11,721
Price-to-Rent

Lower = better for investors

41.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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