453 E St

453 E St

Btop 30%

Chula Vista, CA 91910

$569,000
NEW — 0d

Pass at asking: -$2,327/mo full cashflow at 20% down, 7.43% rate.

Works at $265,919 (53% under asking), or at 79% down.

Rent $2,653/mo from 18 leases of 1–3 bed condos & townhomes within 1 mi ($2,604–$2,871).

Beds

2

Baths

2.5

Sqft

1,040

Year Built

1987

Days on Market

0

Property Type

Condo

HOA/mo

N/A

MLS ID

260026553SD

This property is in Chula Vista (91910). Browse neighborhood analytics →

About This Property

Beautifully renovated end-unit condo in the heart of Chula Vista! Thoughtfully updated throughout, this move-in-ready home features brand-new flooring, a stunning custom kitchen with a sleek waterfall peninsula, and stylish modern finishes that create a fresh, inviting atmosphere. What truly sets this property apart is its versatility, offering two additional flex spaces that can easily serve as home offices, playrooms, workout areas, or creative retreats. Enjoy the convenience of in-unit washer and dryer hookups, an attached two-car garage, and the added privacy of an end-unit location. With extensive upgrades, flexible living spaces, and a convenient location near shopping, dining, parks, and major commuter routes, this home offers the perfect blend of style, function, and everyday comfort. A rare opportunity to enjoy a beautifully updated home with room to live, work, and grow!

Mortgage Calculator

Est. Monthly Payment

$3,896

Principal & Interest$3,161
Property Tax$569
Insurance$166
%($113,800)
%
Loan Term

Location

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Investment Score

47B
Est. Monthly Rent
$2,653

18 leases of 1–3 bed condos & townhomes within 1 mi · $2,604–$2,871

Blended 50/50 with the zip's market median ($2,626)

Monthly Cashflow

Rent − PITIA

-$1,243
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,327

What would make this work?

$2,327/mo short at 20% down; 79% down or +$3,023/mo rent closes it.

Break-even price

53% under asking

$265,919
Break-even rent

$3,023/mo above the estimate

$5,676/mo
Cashflow at 35% down
−$1,735/mo
Down payment to break even

$449,510 cash

79%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,161
Cap Rate
2.04%
Cash-on-Cash
-24.54%
DSCR

Need ≥ 1.25 for DSCR loan

0.68

NOI (Annual)
$11,596
Price-to-Rent

Lower = better for investors

17.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,327/mo