4519 Idaho #8
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4519 Idaho #8

Btop 30%

San Diego, CA 92116

$575,000
NEW — 0d
STR: check · no permits in this complex · TOT 12.75%

96 licensed short-term rentals within ½ mile (64 whole home), from the cities' license and permit lists of Nov 6, 2026.

No unit in this 8-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,679/mo full cashflow at 20% down, 7.43% rate.

Works at $226,183 (61% under asking), or at 88% down.

Rent $2,873/mo from 8 leases of 1–3 bed condos & townhomes within 0.5 mi ($2,250–$2,690).

Beds

2

Baths

1

Sqft

754

Year Built

1984

Days on Market

0

Property Type

Condo

HOA/mo

$475

MLS ID

260026364SD

This property is in San Diego (92116). View neighborhood stats →

About This Property

A stunning, fully Remodeled Top-Floor Residence in a small boutique building of only 8. Beautifully updated throughout, this light-filled residence offers stylish modern living in a fantastic walkable location. The thoughtfully designed open-concept floor plan features a gourmet kitchen with breakfast bar, flowing seamlessly into separate living and dining areas. Spacious bedrooms, AC, in-unit washer and dryer, private balcony and a private lock-up garage plus an additional parking space add to the comfort and convenience. Ideally situated just minutes from the vibrant Adams Avenue, known for its eclectic restaurants, cafés, and lively neighborhood atmosphere. North Park is also just a short distance away, offering even more of San Diego's best dining, entertainment and local culture. A fantastic opportunity to enjoy remodeled living, boutique-community appeal and an unbeatable central San Diego location!

Mortgage Calculator

Est. Monthly Payment

$4,412

Principal & Interest$3,194
Property Tax$575
Insurance$168
HOA$475
%($115,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Garfield Elementary · grades PK-5 · San Diego Unified

  • Middle

    Roosevelt International Middle · grades 6-8 · San Diego Unified

  • High

    San Diego High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

37B
Est. Monthly Rent
$2,873

8 leases of 1–3 bed condos & townhomes within 0.5 mi · $2,250–$2,690

Blended 50/50 with the zip's market median ($3,246)

Monthly Cashflow

Rent − PITIA

-$1,539
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,679

What would make this work?

$2,679/mo short at 20% down; 88% down or +$3,480/mo rent closes it.

Break-even price

61% under asking

$226,183
Break-even rent

$3,480/mo above the estimate

$6,353/mo
Cashflow at 35% down
−$2,080/mo
Down payment to break even

$506,000 cash

88%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,194
Cap Rate
1.37%
Cash-on-Cash
-27.96%
DSCR

Need ≥ 1.25 for DSCR loan

0.65

NOI (Annual)
$7,904
Price-to-Rent

Lower = better for investors

16.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,679/mo