4517 Copeland Ave
Ctop 80%San Diego, CA 92116
One license per person in San Diego: whether you can hold it depends on you, not only the home.
52 licensed short-term rentals within ½ mile (29 whole home), from the cities' license and permit lists of Nov 14, 2026.
Pass at asking: -$6,881/mo full cashflow at 20% down, 7.36% rate.
Works at $398,625 (69% under asking), or at 97% down.
Rent $3,956/mo from 8 leases of 2-bed houses within 1 mi ($4,041–$4,385).
Beds
2
Baths
2
Sqft
1,368
Year Built
1929
Days on Market
1
Property Type
Single Family
HOA/mo
N/A
MLS ID
260027035SD
This property is in San Diego (92116). View neighborhood stats →
About This Property
Perfectly curated is an understatement! Spanish charm meets modern comfort in the heart of Kensington! From the moment you step inside, this home welcomes you with original hardwood floors, a cozy fireplace, beautiful natural light, and character around every corner. The inviting front living room flows into the kitchen and dining area, while both bedrooms and bathrooms maintain the home's timeless Spanish-style charm. Toward the back, a spacious family room with beautiful built-in cabinetry offers the perfect place to relax or entertain, with direct access to your private backyard. Step outside and enjoy your very own six-person spa, plenty of room to host friends and family, and space to create your dream garden. With solar, EV charging, and a location within walking distance of schools, restaurants, shops, and everything Kensington has to offer, this home checks all the boxes. Come see what makes this one so special!
Mortgage Calculator
Est. Monthly Payment
$8,845
Location
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Zoned Schools
Elementary
Franklin Elementary · grades K-5 · San Diego Unified
Middle
Lewis Middle · grades 6-8 · San Diego Unified
or Wilson Middle · grades 6-8 · San Diego Unified
Choice area: the district lets families here pick either school.
High
Henry High · grades 9-12 · San Diego Unified
or Hoover High · grades 9-12 · San Diego Unified
Choice area: the district lets families here pick either school.
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,956
Comp Average
$4,157
5076 Mountain View Dr.
3bd / 2ba · 1,224 sqft · Single Family
$1.23M
Est. $4,342/mo
4721 Marlborough Drive
2bd / 1ba · 1,016 sqft · Single Family
$1.30M
Est. $4,031/mo
4010 Hempstead Circle
2bd / 1ba · 1,364 sqft · Single Family
$1.47M
Est. $4,147/mo
5151 Hastings Road
3bd / 2ba · 1,538 sqft · Single Family
$1.85M
Est. $4,778/mo
3378 Mountain View Dr
2bd / 1ba · 1,056 sqft · Single Family
$1.66M
Est. $3,487/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 2-bed houses within 1 mi · $4,041–$4,385
Blended 50/50 with the zip's market median ($3,739)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,881/mo short at 20% down; 97% down or +$8,937/mo rent closes it.
- Break-even price
- $398,625
- Break-even rent
- $12,893/mo
- Cashflow at 35% down
- −$5,537/mo
- Down payment to break even
- 97%
- Rate to break even
- Not reachable
69% under asking
$8,937/mo above the estimate
$1,260,030 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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