4501 Collwood #5
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4501 Collwood #5

Btop 30%

San Diego, CA 92115

$335,000
STR: check · no permits in this complex · TOT 12.75%

33 licensed short-term rentals within ½ mile (17 whole home), from the cities' license and permit lists of Nov 6, 2026.

No unit in this 22-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$1,528/mo full cashflow at 20% down, 7.43% rate.

Works at $136,026 (59% under asking), or at 86% down.

Rent $1,878/mo from 1 lease in this building.

Beds

1

Baths

1

Sqft

686

Year Built

1968

Days on Market

46

Property Type

Condo

HOA/mo

$401

MLS ID

260023059SD

This property is in San Diego (92115). View neighborhood stats →

About This Property

Completely remodeled, open floorplan unit and building near SDSU. This beautiful unit has neutral carpet and tile throughout, 2 inch wood slat blinds, and a ceiling fan in the bedroom. The master bedroom suite is spacious with a walk in closet and the bathroom has a tall vanity, tub/shower combination with glass door enclosure and a combination washer/dryer in the unit. There's all new fixutres, granite counter tops, maple bronze cabinetry throughout, stainless steel glass top stove/oven, built in microwave and a fridge in the kitchen with lots of cabinets. Included with this condo is a storage unit. The complex offers a patio with BBQ grills and a new gym is in progress. There's all new fixutres, granite counter tops, maple bronze cabinetry throughout, stainless steel glass top stove/oven, built in microwave and a fridge in the kitchen with lots of cabinets. Included with this condo is a storage unit. The complex offers a patio with BBQ grills and a new gym is in progress.

Mortgage Calculator

Est. Monthly Payment

$2,695

Principal & Interest$1,861
Property Tax$335
Insurance$98
HOA$401
%($67,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Fay Elementary · grades PK-5 · San Diego Unified

  • Middle

    Mann Middle · grades 6-8 · San Diego Unified

  • High

    Crawford High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

50B
Est. Monthly Rent
$1,878

1 lease in this building

Thin data: only 1 lease behind this number.

Monthly Cashflow

Rent − PITIA

-$817
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,528

What would make this work?

$1,528/mo short at 20% down; 86% down or +$1,985/mo rent closes it.

Break-even price

59% under asking

$136,026
Break-even rent

$1,985/mo above the estimate

$3,863/mo
Cashflow at 35% down
−$1,179/mo
Down payment to break even

$288,100 cash

86%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$1,861
Cap Rate
1.53%
Cash-on-Cash
-27.37%
DSCR

Need ≥ 1.25 for DSCR loan

0.70

NOI (Annual)
$5,122
Price-to-Rent

Lower = better for investors

14.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$1,528/mo