4310 54th Street

San Diego, CA 92115

$257,000

NEW — 4d on market

Soft Appraisal Value: $266,300 · 3.5% below estimate

Beds

Baths

Sqft

700

Year Built

1972

Days on Market

Property Type

Condo

HOA/mo

$340

MLS ID

PTP2508193

🏠 Virtual Tour View on MLS

Description

This bright and modern unit features 1 full bath and a versatile den that can be used as a second bedroom, home office, or guest space. Recently updated throughout with contemporary finishes, new flooring, and stylish fixtures. Perfect as a starter home or investment opportunity. Conveniently located near shopping, dining, and major freeways. Don’t miss this move-in ready gem!

Mortgage Calculator

Est. Monthly Payment

$1,971

Principal & Interest$1,300

Property Tax$257

Insurance$75

HOA$340

Down Payment

%($51,400)

Interest Rate

Loan Term

Comparable Properties

5 comps found

This Property

$1,876

Comp Average

$2,048

4267 44th

2bd / 2ba · 864 sqft · Condo

$300K

Est. $2,293/mo

4353 51 St

2bd / 1ba · 675 sqft · Condo

$310K

Est. $2,275/mo

4221 49th Street

1bd / 1ba · 527 sqft · Condo

$335K

Est. $1,989/mo

4230 48th St

1bd / 1ba · 558 sqft · Condo

$325K

Est. $1,837/mo

4212 48th

1bd / 1ba · 558 sqft · Condo

$335K

Est. $1,847/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

16D

Est. Monthly Rent

$1,876

Monthly Cashflow

Rent − PITI − HOA

$-96

Full Cashflow

Incl. vacancy, PM, maint, capex

$-741

Mortgage (P+I)

$1,300

Cap Rate

2.61%

Cash-on-Cash

-17.30%

DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.95

Break-even Rent

$2,839

NOI (Annual)

$6,700

Price-to-Rent

Lower = better for investors

11.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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