4483 Saratoga
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4483 Saratoga

C

San Diego, CA 92107

$2,695,000
NEW — 0d

Soft Appraisal Value: $2,582,800 · 4.3% above estimate

Beds

3

Baths

2

Sqft

2,131

Year Built

1949

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260014298SD

This property is in San Diego (92107). View neighborhood stats →

About This Property

Welcome to 4483 Saratoga Avenue, where classic Ocean Beach charm meets a complete top-to-bottom transformation with a stunning ocean and bay view! This isn’t a cosmetic flip: nearly $700,000 was invested into rebuilding and reimagining this home, creating a truly turnkey coastal retreat. From the stunning designer finishes throughout, to the new roof with 2 new skylights, HVAC system, electrical upgrades, whole-home water filtration system, fresh exterior stucco and interior paint, every detail was thoughtfully considered. At the heart of the home is a beautifully redesigned kitchen featuring custom cabinetry, stone countertops, and a professional-grade ZLINE appliance package. The primary suite has been completely reconfigured with a spa-inspired bathroom, custom closet system, and premium finishes which continue throughout the home including gleaming hardwood floors, custom window coverings, top-of-the-line appliances and fixtures, and recessed lighting. Outside, you’ll find professionally redesigned landscaping, including approved permits to build a view deck directly outside the main bedroom, Trex view decking, cable railings, a private sauna, and multiple spaces to enjoy the stunning views. And with a 9.46 kW solar system paired with two Tesla Powerwalls, this home delivers both luxury and energy independence. Modern, sophisticated, and meticulously upgraded, 4483 Saratoga is more than a view home: it is a rare opportunity to own a fully reimagined Ocean Beach property built for comfort, efficiency, and long-term value. See attached list of improvements and approved plans for a view deck directly outside the main bedroom!

Mortgage Calculator

Est. Monthly Payment

$17,108

Principal & Interest$13,627
Property Tax$2,695
Insurance$786
%($539,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$6,132
Monthly Cashflow

Rent − PITIA

$-10,976
Full Cashflow

Incl. vacancy, PM, maint, capex

$-14,633

Mortgage (P+I)
$13,627
Cap Rate
-0.45%
Cash-on-Cash
-32.58%
DSCR

Need ≥ 1.25 for DSCR loan

0.36
Break-even Rent
$25,135

NOI (Annual)
$-12,062
Price-to-Rent

Lower = better for investors

36.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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