4330 Niagara Avenue
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4330 Niagara Avenue

D

San Diego, CA 92107

$2,775,000
NEW — 6d

Beds

4

Baths

4

Sqft

3,135

Year Built

2001

Days on Market

6

Property Type

Single Family

HOA/mo

N/A

MLS ID

260011815SD

This property is in San Diego (92107). View neighborhood stats →

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About This Property

Ocean views, exceptional indoor/outdoor living, and warm architectural character define this custom-built Spanish/Mediterranean coastal home on a level lot with detached garage and rare flexibility. Vaulted ceilings, skylight, hardwood and travertine flooring, French doors, and a dramatic curved staircase create a home that feels inviting from the moment you enter. Multiple ocean-view decks, usable yard space with room for a pool, and seamless connection to outdoor living areas capture the best of coastal San Diego living. The garage features 12-foot ceilings, oversized door, plumbing for a full bath, and flexibility for future guest quarters while still accommodating two-car parking. The expansive eat-in kitchen functions as the heart of the home with center island seating, generous gathering space, custom cabinetry, granite countertops, double ovens, gas range, and direct backyard access for effortless entertaining. Upstairs, the primary retreat offers vaulted ceilings, ocean views, French doors opening to a large deck, walk-in closet, and expansive bath with stone shower, jacuzzi tub, and dual vanity with separate makeup area. Opposite the staircase, the upper-level family room with fireplace, powder room, and front and rear ocean-view deck access creates an ideal lounge or extension of the primary retreat. Additional bedrooms are downstairs, including a guest or optional secondary primary suite with en suite bath and separate backyard access. Formal living and dining rooms are located on the main level, with the living room featuring vaulted ceilings and fireplace.

Mortgage Calculator

Est. Monthly Payment

$17,616

Principal & Interest$14,032
Property Tax$2,775
Insurance$809
%($555,000)
%

Location

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Investment Score

2D
Est. Monthly Rent
$8,213
Monthly Cashflow

Rent − PITIA

$-9,403
Full Cashflow

Incl. vacancy, PM, maint, capex

$-13,604

Mortgage (P+I)
$14,032
Cap Rate
0.18%
Cash-on-Cash
-29.41%
DSCR

Need ≥ 1.25 for DSCR loan

0.47
Break-even Rent
$25,881

NOI (Annual)
$5,130
Price-to-Rent

Lower = better for investors

28.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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