4460 Delta St
Atop 10%San Diego, CA 92113
9 licensed short-term rentals within ½ mile (7 whole home), from the cities' license and permit lists of Nov 10, 2026.
No unit in this 22-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$1,283/mo full cashflow at 20% down, 7.43% rate.
Works at $212,948 (44% under asking), or at 69% down.
Rent $2,546/mo from 9 leases of 1–3 bed condos & townhomes within 1 mi ($2,318–$3,178).
Beds
2
Baths
1
Sqft
914
Year Built
1981
Days on Market
0
Property Type
Condo
HOA/mo
$325
MLS ID
260026710SD
This property is in San Diego (92113). Browse neighborhood analytics →
About This Property
Fantastic opportunity to own this centrally located, beautifully updated two bedrooms, one bathroom home in a gated community. Vinyl plank flooring seamlessly flows and connects the spacious living and dining areas. Recessed and designer lighting add to the modern updates you'll find throughout. The stylish kitchen enjoys white shaker cabinets, quartz countertops and stainless-steel appliances. Two generous bedrooms with ample closet storage enjoy a tastefully remodeled split bathroom layout that has complimenting white shaker cabinets, quartz counters, and illuminated LED mirror. The separate shower area includes an updated tile surround with a convenient niche shelf. Other features include newer dual pane windows, updated interior doors and trim throughout, in-unit side-by-side washer and dryer, neutral ceiling fans, and off-street parking. Close to all, you'll be minutes away from Downtown San Diego and Balboa Park, Coronado, with ease and convenience to local shops, restaurants, and freeways.
Mortgage Calculator
Est. Monthly Payment
$2,926
Location
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Zoned Schools
Elementary
Balboa Elementary · grades K-5 · San Diego Unified
Middle
Knox Middle · grades 6-8 · San Diego Unified
High
Lincoln High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
4 comps foundThis Property
$2,546
Comp Average
$2,607
4416 Delta
2bd / 2ba · 1,056 sqft · Townhouse
$450K
Est. $2,680/mo
211 47th Street
3bd / 2ba · 858 sqft · Condo
$450K
Est. $2,612/mo
4489 Mayberry St
2bd / 1.5ba · 866 sqft · Townhouse
$420K
Est. $2,473/mo
1507 40th
3bd / 2ba · 900 sqft · Townhouse
$520K
Est. $2,662/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 1–3 bed condos & townhomes within 1 mi · $2,318–$3,178
Blended 50/50 with the zip's market median ($2,568)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,283/mo short at 20% down; 69% down or +$1,666/mo rent closes it.
- Break-even price
- $212,948
- Break-even rent
- $4,212/mo
- Cashflow at 35% down
- −$887/mo
- Down payment to break even
- 69%
- Rate to break even
- Not reachable
44% under asking
$1,666/mo above the estimate
$262,131 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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