445 Orange Avenue #SPC 10
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445 Orange Avenue #SPC 10

Atop 10%

Chula Vista, CA 91911

$264,000

Pass at asking: -$224/mo full cashflow at 20% down, 7.43% rate.

Works at $234,857 (11% under asking), or at 33% down.

Rent $2,343/mo: zip market median for this bed count.

Beds

2

Baths

2

Sqft

1,344

Year Built

1973

Days on Market

104

Property Type

Manufactured

HOA/mo

N/A

MLS ID

PTP2605720

This property is in Chula Vista (91911). Browse neighborhood analytics →

Virtual Tour

About This Property

**Fully Remodeled 2 Bed, 2 Bath Mobile Home – Move-In Ready!** Welcome to this beautifully remodeled 2-bedroom, 2-bathroom home offering modern finishes, quality upgrades, and an open-concept layout designed for comfortable living. This home is located in a desirable 55+ senior community, providing a peaceful and well-maintained environment. The stunning new kitchen features custom cabinetry, elegant quartz countertops, a large center island, a brand-new GE stainless steel range and vent hood, and an abundance of cabinet space for all your storage needs. The spacious open floor plan seamlessly connects the kitchen, dining area, oversized living room, and an additional family room, creating the perfect space for entertaining and everyday living. Throughout the home, you'll find new luxury flooring, new interior doors, new dual-pane windows, and a dedicated laundry closet with washer and dryer hookups. The generous primary suite offers a large walk-in closet and an updated en-suite bathroom with a modern vanity, LED lighted mirror, and a beautifully tiled shower with frameless glass doors. The secondary bathroom has also been tastefully updated with contemporary finishes and a tiled tub/shower combination. Major improvements include a brand-new shingle roof installed with permits, central heating, fresh exterior paint, aluminum siding with new vinyl skirting, and a fully remodeled storage shed featuring a new roof and new siding. Outside, enjoy low-maintenance artificial turf surrounding the home, new Trex composite entry stairs, and parking for up to two vehicles. This turnkey home combines modern style, thoughtful upgrades, and exceptional value—ready for its new owner to move right in!

Mortgage Calculator

Est. Monthly Payment

$1,808

Principal & Interest$1,467
Property Tax$264
Insurance$77
%($52,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Montgomery (John J.) Elementary · grades PK-6 · Chula Vista Elementary

  • Middle

    Castle Park Middle · grades 7-8 · Sweetwater Union High

  • High

    Castle Park Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

89A
Est. Monthly Rent
$2,343

Zip market median for this bed count

Thin data: no closed leases like this one nearby.

Monthly Cashflow

Rent − PITIA

+$535
Full Cashflow

Incl. vacancy, PM, maint, capex

-$224

What would make this work?

$224/mo short at 20% down; 33% down or +$290/mo rent closes it.

Break-even price

11% under asking

$234,857
Break-even rent

$290/mo above the estimate

$2,633/mo
Cashflow at 35% down
+$51/mo
Down payment to break even

$87,120 cash

33%
Rate to break even

at 20% down

5.83%

Mortgage (P+I)
$1,467
Cap Rate
6.18%
Cash-on-Cash
-5.08%
DSCR
1.30

NOI (Annual)
$16,323
Price-to-Rent

Lower = better for investors

9.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$224/mo