445 Orange Ave. Spc #29
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445 Orange Ave. Spc #29

Atop 10%

Chula Vista, CA 91911

$169,000

Works at asking: +$506/mo full cashflow at 20% down, 7.43% rate.

Still breaks even up to $234,857 (39% above asking).

Rent $2,343/mo: zip market median for this bed count.

Beds

2

Baths

2

Sqft

1,344

Year Built

1970

Days on Market

134

Property Type

Mfd/Mobile Home

HOA/mo

N/A

MLS ID

PTP2604916

This property is in Chula Vista (91911). Browse neighborhood analytics →

Virtual Tour

About This Property

NEW PRICE!! NEW PRICE!!! GORGEOUS MANUFACTURED HOME!! Welcome to this Fabulous Manufactured Home in a 55/50 community – Chula Vista. This beautiful 2-bedroom, 2-bath with a covered California Room that can be used as a 3rd. bedroom. All freshly painted manufactured home is located in the heart of Chula Vista! The cozy and stylish residence features: Real wood flooring in the living room, dining room, kitchen, and hallway. Updated kitchen with granite countertops. Spacious primary bedroom with en-suite bathroom with tile flooring and convenient walk-in shower. Relaxing tub in the guest/hall bathroom with tile flooring. Private shed for extra storage in the back patio. Energy-efficient tankless water heater. Heated community pool (May–October). Large clubhouse with tables and chairs—ideal for meetings and private gatherings at no cost to owners. Railings at front and back porch has been replaced in December 2025 ago. It’s very convenient for guests that they can park in front of the house. This peaceful and well-maintained 55+ community is centrally located near library, shopping malls, fast food, supermarkets, trolley station, and more! Important: All buyers must be approved by the park. Don't miss out on this fantastic opportunity to enjoy comfort, convenience, and community living!

Mortgage Calculator

Est. Monthly Payment

$1,157

Principal & Interest$939
Property Tax$169
Insurance$49
%($33,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Montgomery (John J.) Elementary · grades PK-6 · Chula Vista Elementary

  • Middle

    Castle Park Middle · grades 7-8 · Sweetwater Union High

  • High

    Castle Park Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

100A
Est. Monthly Rent
$2,343

Zip market median for this bed count

Thin data: no closed leases like this one nearby.

Monthly Cashflow

Rent − PITIA

+$1,186
Full Cashflow

Incl. vacancy, PM, maint, capex

+$506

What would make this work?

Cashflows +$506/mo at 20% down with every reserve funded.

Break-even price

39% above asking

$234,857
Break-even rent

Estimated rent already clears it

$1,685/mo
Cashflow at 35% down
+$682/mo
Down payment to break even

$0 cash

0%
Rate to break even

at 20% down

12.52%

Mortgage (P+I)
$939
Cap Rate
11.09%
Cash-on-Cash
17.98%
DSCR
2.03

NOI (Annual)
$18,749
Price-to-Rent

Lower = better for investors

6.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow+$506/mo