445 Island Ave
1 / 20

445 Island Ave #504

B

San Diego, CA 92101

$419,000
NEW — 1d

Beds

Baths

1

Sqft

623

Year Built

2006

Days on Market

1

Property Type

Condo

HOA/mo

$716.4

MLS ID

260011575SD

This property is in San Diego (92101). View neighborhood stats →

About This Property

Move-in ready home in the heart of the vibrant Gaslamp Quarter featuring laminate wood flooring, soaring ceilings, contemporary finishes, and designer paint throughout. The stylish kitchen showcases modern cabinetry, granite countertops with ample prep space, and an industrial-inspired light fixture, all opening seamlessly to the bright living area with oversized windows and access to a private balcony. This spacious residence also offers a full bathroom and the convenience of an in-unit stacked washer and dryer.

Mortgage Calculator

Est. Monthly Payment

$3,376

Principal & Interest$2,119
Property Tax$419
Insurance$122
HOA$716
%($83,800)
%

Location

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Investment Score

49B
Est. Monthly Rent
$2,724
Monthly Cashflow

Rent − PITIA

$-652
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,628

Mortgage (P+I)
$2,119
Cap Rate
1.41%
Cash-on-Cash
-23.31%
DSCR

Need ≥ 1.25 for DSCR loan

0.81
Break-even Rent
$4,838

NOI (Annual)
$5,891
Price-to-Rent

Lower = better for investors

12.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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