4397 Cartagena Drive

4397 Cartagena Drive

D

San Diego, CA 92115

$1,049,999

Soft Appraisal Value: $1,041,400 · 0.8% above estimate

Beds

4

Baths

2

Sqft

1,489

Year Built

1956

Days on Market

27

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2601802

Description

Completely reimagined Rolando Village home featuring beautiful views, designer finishes, and modern open living. This fully renovated 4-bedroom, 2-bathroom residence offers 1,489 sq ft of bright, thoughtfully designed space with dramatic exposed beam ceilings and wide plank flooring throughout. The stunning kitchen serves as the centerpiece of the home with quartz countertops, custom cabinetry, stylish tile backsplash, and a large island perfect for entertaining. The open living space flows seamlessly to an expansive deck where you can relax and enjoy elevated neighborhood and hillside views. Both bathrooms have been completely upgraded with custom tile, modern fixtures, and a spa-inspired primary bath with dual vanities and a walk-in glass shower. Located in the highly sought-after Rolando Village neighborhood, just minutes from SDSU, parks, restaurants, and freeway access, this turnkey home offers the perfect blend of modern design, comfort, and location.

Mortgage Calculator

Est. Monthly Payment

$6,666

Principal & Interest$5,309
Property Tax$1,050
Insurance$306
%($210,000)
%

Investment Score

3D
Est. Monthly Rent
$3,909
Monthly Cashflow

Rent − PITIA

$-2,756
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,530

Mortgage (P+I)
$5,309
Cap Rate
0.89%
Cash-on-Cash
-25.89%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$9,793

NOI (Annual)
$9,347
Price-to-Rent

Lower = better for investors

22.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator