
438 Ridgeview Ct
Btop 30%Bonita, CA 91902
Pass at asking: -$3,737/mo full cashflow at 20% down, 7.43% rate.
Works at $508,431 (49% under asking), or at 75% down.
Rent $5,071/mo from 13 leases of 4-bed houses within 2 mi ($4,229–$4,754).
Beds
4
Baths
2
Sqft
1,876
Year Built
1978
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026368SD
This property is in Bonita (91902). Browse neighborhood analytics →
About This Property
A quiet Bonita setting. A canyon backdrop. Room to make it yours. Tucked at the end of a cul-de-sac, 438 Ridgeview Court offers single-level living with four bedrooms, two bathrooms, and approximately 1,876 square feet. A classic tile roof and gated arched entry introduce a private interior courtyard, creating a welcoming sense of arrival. Inside, tile flooring connects the main living spaces, where a full-height brick fireplace adds warmth and sliding glass doors draw you toward the canyon greenery. The kitchen features a gas cooktop, double wall ovens, a peninsula, and an adjoining breakfast nook. The primary suite opens through French doors to the patio and includes a walk-in shower with a built-in bench. Three additional bedrooms offer flexibility for guests, work, or creative pursuits. Central air conditioning and ceiling fans add everyday comfort. Across the back of the home, a generous paver terrace invites outdoor dining, quiet mornings, and evenings in the spa overlooking the canyon. Mature citrus trees, lawn, and gravel areas complement the grounds, while an attached two-car garage and wide paver driveway provide practical convenience. Well cared for, with opportunities for personal updates, this is a home to settle into, enjoy, and thoughtfully make your own. Pre-listing home and termite inspections are complete. Buyers are responsible for conducting their own due diligence and independently verifying all listing information, including room dimensions, square footage, and other property details.
Mortgage Calculator
Est. Monthly Payment
$6,813
Location
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Zoned Schools
Elementary
Allen (Ella B.) Elementary · grades K-6 · Chula Vista Elementary
Middle
Bonita Vista Middle · grades 7-8 · Sweetwater Union High
High
Bonita Vista Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,071
Comp Average
$4,958
1390 Ridgeview Way
4bd / 2.5ba · 2,113 sqft · Single Family
$1.15M
Est. $5,132/mo
3630 Bonita Glen
4bd / 2ba · 1,932 sqft · Single Family
$1.26M
Est. $5,269/mo
1334 Ridgeview Way
4bd / 2.5ba · 2,176 sqft · Single Family
$1.35M
Est. $5,390/mo
545 Canyon Drive
3bd / 2.5ba · 1,916 sqft · Single Family
$1.15M
Est. $4,433/mo
376 Camino Elevado
4bd / 2ba · 1,903 sqft · Single Family
$1.25M
Est. $4,565/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
13 leases of 4-bed houses within 2 mi · $4,229–$4,754
Blended 50/50 with the zip's market median ($5,732)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,737/mo short at 20% down; 75% down or +$4,853/mo rent closes it.
- Break-even price
- $508,431
- Break-even rent
- $9,924/mo
- Cashflow at 35% down
- −$2,701/mo
- Down payment to break even
- 75%
- Rate to break even
- Not reachable
49% under asking
$4,853/mo above the estimate
$746,250 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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