3630 Bonita Glen
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3630 Bonita Glen

Ctop 80%

Bonita, CA 91902

$1,265,000
NEW — 0d

Pass at asking: -$5,659/mo full cashflow at 20% down, 7.43% rate.

Works at $528,253 (58% under asking), or at 85% down.

Rent $5,269/mo from 22 leases of 3–5 bed houses within 2 mi ($4,534–$5,012).

Beds

4

Baths

2

Sqft

1,932

Year Built

1970

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2608239

This property is in Bonita (91902). Browse neighborhood analytics →

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About This Property

Well-located in the desirable community of Bonita, this single-story offers over 1930 sq ft of living space on a level, quarter acre, lot. A sparkling in-ground pool and multiple patio/outdoor living spaces offer boundless opportunities for SoCal indoor/outdoor living. Inside, polished hardwood floors throughout the main living area welcome you home. Two separate living areas offer ample space for families with diverse interests. The updated and well-appointed kitchen with gleaming taj mahal quartzite counters is the perfect focus for gatherings of family and friends, while the dedicated dining room provides more space for easy circulation. Warm brickwork surrounds the fireplace in the family room for cozy evenings with a nightcap or to enjoy the breezes off the patio on warmer nights. A thoughtful 4-bedroom, 2-bath layout enhances the sense of effortless comfort. The primary suite is poolside and provides a light and bright space with sliding doors to the back yard. Primary bath has been recently remodeled and updated with a beautiful marble shower. The remaining 3 bedrooms along the hallway provide additional options for den or office. Dual pane windows with gorgeous white custom shutters throughout are cost-efficient and attractive. The 2-car garage has direct access to kitchen. The electrical panel was recently upgraded. The property offers a fully fenced yard, potential RV parking and a pool equipment shed that provides additional storage options. Just steps to acres of parkland. Rohr Park offers walking, hiking and biking trails. Horse facilities and horseback riding complement two nearby golf courses. Centrally located for schools, shopping, and dining. Rapid access to major transportation arteries as well as public transportation. With no HOA or Mello Roos, you’ll find this home to be an incomparable value. Come see for yourself why life in Bonita really is bonita!

Mortgage Calculator

Est. Monthly Payment

$8,662

Principal & Interest$7,028
Property Tax$1,265
Insurance$369
%($253,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Sunnyside Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Bonita Vista Middle · grades 7-8 · Sweetwater Union High

  • High

    Bonita Vista Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

15C
Est. Monthly Rent
$5,269

22 leases of 3–5 bed houses within 2 mi · $4,534–$5,012

Blended 50/50 with the zip's market median ($5,732)

Monthly Cashflow

Rent − PITIA

-$3,393
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,659

What would make this work?

$5,659/mo short at 20% down; 85% down or +$7,349/mo rent closes it.

Break-even price

58% under asking

$528,253
Break-even rent

$7,349/mo above the estimate

$12,618/mo
Cashflow at 35% down
−$4,341/mo
Down payment to break even

$1,075,250 cash

85%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,028
Cap Rate
1.55%
Cash-on-Cash
-26.84%
DSCR

Need ≥ 1.25 for DSCR loan

0.61

NOI (Annual)
$19,589
Price-to-Rent

Lower = better for investors

20.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,659/mo