4369 Mount Putman Ave
1 / 20

4369 Mount Putman Ave

Ctop 80%

San Diego, CA 92117

$1,079,000
NEW — 0d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

16 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 6, 2026.

Pass at asking: -$4,101/mo full cashflow at 20% down, 7.43% rate.

Works at $545,084 (49% under asking), or at 75% down.

Rent $5,437/mo from 16 leases of 3–5 bed houses within 1 mi ($4,560–$5,317).

Beds

4

Baths

3

Sqft

1,614

Year Built

1961

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026490SD

This property is in San Diego (92117). View neighborhood stats →

About This Property

Welcome Home to this beautifully refreshed 4-bedroom, 3-bath home in the highly desirable Mount streets of Clairemont Mesa! Featuring brand-new flooring, fresh interior and exterior paint, new carpet, and an updated kitchen with beautiful new countertops, this home is move-in ready. The flexible floor plan offers additional living space with a separate family room, bedroom, and bathroom with exterior access, providing plenty of options for guests, extended family, or a private workspace. Outside, enjoy a spacious backyard with a grassy lawn, perfect for entertaining, relaxing, and enjoying San Diego living. Centrally located with convenient access to shopping, dining, parks, schools, and major freeways, this is a wonderful opportunity to make yourself at home! Welcome Home to this beautifully refreshed 4-bedroom, 3-bath home in the highly desirable Mount streets of Clairemont Mesa! Featuring brand-new flooring, fresh interior and exterior paint, new carpet, and an updated kitchen with beautiful new countertops, this home is move-in ready. The flexible floor plan offers additional living space with a separate family room, bedroom, and bathroom with exterior access, providing plenty of options for guests, extended family, or a private workspace. Outside, enjoy a spacious backyard with a grassy lawn, perfect for entertaining, relaxing, and enjoying San Diego living. Centrally located with convenient access to shopping, dining, parks, schools, and major freeways, this is a wonderful opportunity to make yourself at home!

Mortgage Calculator

Est. Monthly Payment

$7,388

Principal & Interest$5,994
Property Tax$1,079
Insurance$315
%($215,800)
%
Loan Term

Location

Loading map...

Investment Score

34C
Est. Monthly Rent
$5,437

16 leases of 3–5 bed houses within 1 mi · $4,560–$5,317

Blended 50/50 with the zip's market median ($5,958)

Monthly Cashflow

Rent − PITIA

-$1,951
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,101

What would make this work?

$4,101/mo short at 20% down; 75% down or +$5,326/mo rent closes it.

Break-even price

49% under asking

$545,084
Break-even rent

$5,326/mo above the estimate

$10,763/mo
Cashflow at 35% down
−$2,977/mo
Down payment to break even

$809,250 cash

75%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,994
Cap Rate
2.41%
Cash-on-Cash
-22.80%
DSCR

Need ≥ 1.25 for DSCR loan

0.74

NOI (Annual)
$25,982
Price-to-Rent

Lower = better for investors

16.5

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$4,101/mo