3649 Harvard Drive
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3649 Harvard Drive

A

Oceanside, CA 92056

$529,000
NEW — 5d

Soft Appraisal Value: $534,500 · 1.0% below estimate

Beds

2

Baths

1.5

Sqft

1,220

Year Built

1978

Days on Market

5

Property Type

Townhouse

HOA/mo

$475

MLS ID

NDP2606008

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Opportunity awaits at 3649 Harvard Drive in Oceanside! This desirable end-unit home offers an abundance of natural light, excellent airflow, and a functional floor plan ready for its next owner to make it their own. With a detached two-car garage and a location within a community featuring a pool and spa, this property provides the perfect combination of comfort, convenience, and potential. This home presents an excellent opportunity for buyers looking to add their personal touches and build equity. The end-unit location enhances privacy and creates a bright, open feel throughout the living spaces. Conveniently located near shopping, dining, schools, parks, and major commuter routes, this home is ideal for first-time buyers, investors, or anyone seeking a value-add opportunity in a desirable Oceanside neighborhood. Bring your vision and unlock the full potential of this well-located property.

Mortgage Calculator

Est. Monthly Payment

$3,833

Principal & Interest$2,675
Property Tax$529
Insurance$154
HOA$475
%($105,800)
%

Location

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Investment Score

47B
Est. Monthly Rent
$2,962
Monthly Cashflow

Rent − PITIA

$-871
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,993

Mortgage (P+I)
$2,675
Cap Rate
1.55%
Cash-on-Cash
-22.60%
DSCR

Need ≥ 1.25 for DSCR loan

0.77
Break-even Rent
$5,550

NOI (Annual)
$8,183
Price-to-Rent

Lower = better for investors

14.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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