432 Edgehill Lane #41
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432 Edgehill Lane #41

Atop 10%

Oceanside, CA 92054Neighborhood: Loma Alta

$299,000
STR closed · inland Oceanside

4 licensed short-term rentals within ½ mile (4 whole home), from the cities' license and permit lists of Nov 8, 2026.

Pass at asking: -$1,204/mo full cashflow at 20% down, 7.43% rate.

Works at $142,286 (52% under asking), or at 78% down.

Rent $2,016/mo from 1 lease in this building.

Beds

1

Baths

1

Sqft

508

Year Built

1979

Days on Market

94

Property Type

Condo

HOA/mo

$460

MLS ID

NDP2607382

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

**Lowest priced condo in Oceanside** Enjoy coastal living in this light-filled westward-facing corner, ground-floor condo in the popular 10-acre grass and tree-shaded gated Arbor Hill Garden Community, located just about 2 miles from the beach, Oceanside Pier, Harbor, and vibrant downtown district. This super clean, move-in-ready one-bedroom home features an open floor plan, true single-level living with no stairs, and numerous upgrades, including wood-style laminate flooring, granite countertops, stainless steel appliances, Kohler kitchen sink and faucet, newer microwave, wood blinds, and an upgraded Andersen vinyl sliding glass door. The living area opens to a private 45-square-foot patio with a detachable sunshade and a spacious lockable storage room. Inside the unit, you'll find exceptional storage with two bedroom closets and a large linen closet. A covered assigned parking space is located just 30 feet from the front door, with ample guest parking nearby for added convenience. The beautifully landscaped Arbor Hill community, featuring extensive grounds, offers expansive green space and resort-style amenities, including a pool, spa, fitness center, clubhouse, six BBQ areas, and two large, well-equipped laundry facilities. Whether you're looking for a primary residence or investment opportunity, this home offers comfort, convenience, and an outstanding coastal Oceanside location. Hurry, don't miss this one -- exceptional value!

Mortgage Calculator

Est. Monthly Payment

$2,507

Principal & Interest$1,661
Property Tax$299
Insurance$87
HOA$460
%($59,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Pablo Tac School of the Arts · grades K-5 · Oceanside Unified

  • Middle

    Lincoln Middle · grades 6-8 · Oceanside Unified

  • High

    Oceanside High · grades 9-12 · Oceanside Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

61A
Est. Monthly Rent
$2,016

1 lease in this building

Blended 50/50 with a property-level estimate

Thin data: only 1 lease behind this number.

Monthly Cashflow

Rent − PITIA

-$491
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,204

What would make this work?

$1,204/mo short at 20% down; 78% down or +$1,564/mo rent closes it.

Break-even price

52% under asking

$142,286
Break-even rent

$1,564/mo above the estimate

$3,580/mo
Cashflow at 35% down
−$892/mo
Down payment to break even

$233,220 cash

78%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$1,661
Cap Rate
2.24%
Cash-on-Cash
-24.16%
DSCR

Need ≥ 1.25 for DSCR loan

0.80

NOI (Annual)
$6,695
Price-to-Rent

Lower = better for investors

12.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,204/mo