432 Edgehill Lane

432 Edgehill Lane #74

D

Oceanside, CA 92054

$350,000

Soft Appraisal Value: $352,900 · 0.8% below estimate

Beds

1

Baths

1

Sqft

578

Year Built

1979

Days on Market

18

Property Type

Condo

HOA/mo

$402

MLS ID

NDP2602536

Description

Welcome to the best value in 92054 and one of the only opportunities under $350,000. This upgraded top-floor condo in the gated Arbor Hill community is just 2.5 miles from the beach and minutes to Downtown Oceanside, Camp Pendleton, and major freeways. Inside, you will find a light-filled open floor plan with modern tile flooring, recessed lighting, and a private balcony with peaceful views and a convenient storage closet. The spacious bedroom features a custom walk-in closet, while the bonus nook offers a custom built-in vanity or desk and wardrobe, perfect for a home office or flex space. The kitchen is equipped with newer LG stainless steel appliances and flows seamlessly into the living area for easy everyday living. Additional upgrades include dual-pane windows and slider, along with fresh interior paint, making this home truly move-in ready. Arbor Hill offers resort-style amenities including a pool, spa, fitness center, BBQ area, and assigned covered parking. HOA dues cover water, sewer, trash, and exterior maintenance, and the community is VA approved.

Mortgage Calculator

Est. Monthly Payment

$2,624

Principal & Interest$1,770
Property Tax$350
Insurance$102
HOA$402
%($70,000)
%

Comparable Properties

1 comp found

This Property

$2,153

vs

Comp Average

$2,698

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

5D
Est. Monthly Rent
$2,153
Monthly Cashflow

Rent − PITIA

$-471
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,258

Mortgage (P+I)
$1,770
Cap Rate
1.76%
Cash-on-Cash
-21.56%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.82
Break-even Rent
$3,786

NOI (Annual)
$6,146
Price-to-Rent

Lower = better for investors

13.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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